Now that we here in the East have survived a week of nothing but cold and rain the sun is finally out! It was warm at about 70 degrees Fahrenheit and everybody was outside. The amazing thing was how much everything had grown during the week of rain! The grass had been cut right before the rain started and it was over the boy’s ankles already. Of course this then makes me nervous because of the ticks. There is always something to be concerned about.
With the grass and mud I have learned that even a 13 yr. old and a 10 yr. old are in their glory. But, it was also time to pull out the yard tools and get to work. There is always some pulling of teeth (so to speak) to get the boys to want to help. The preteen years are a bit of a juggling act. Ask them if they want to help and they would rather climb a mountain. Tell them they HAVE to help and then you get the “eye-rolling silent breathing gasp treatment”. Finding a happy medium takes not only a concentrated effort on the parents’ part but also amazing is the fact that these almost full-blown teens have the answers to EVERYTHING. And finally, the family is working as a team…sigh.
After getting the work done we all sit outside and relax. My 13 yr. old wants a dirt bike. My 10 yr. old wants anything with a motor. Again we have the “talk” about how if you want something you will have to work to earn it. They both answer at the same time that they know. If they KNOW then why do we need to have this discussion at least once a week?
So we are back to discussing how fast everything grows in the rain and the newest toys they now want/need. They are going to work for what they want and have asked for extra chores. This is going to last until the middle of the week when they have to be reminded if they want those things they need to do the chores.
Two things come to mind when I think about the day. My kids are growing and changing as much as nature has shown us today. As with the flowers and grass my kids need to be fed and guided and yes pruned back every once in a awhile.
Teaching my kids they have to work and earn what they want is very important. I want them to learn how it feels to have earned something rather than just have it handed to them. They will learn that if they really want something it is worth working hard for and in the end it will show them that they can do pretty much anything they want if they put their minds to it.
Do you give your children chores? Do they earn the money for the extra things that they want?
Teaching our children about money may sound easy to do but many times it is not. As our children get older they will begin to understand more so don’t give up and think your children will always think money just appears.
When children are about 5-6 years old they seem to love collecting coins. This is a great time to start the “piggy bank” or “money collection”. As they get a bit older they begin to understand that each coin has a different value. And when theses coins are added up it is enough to buy something that they have been wanting.
So how do we as parents begin to teach them the value of money and how to save? This is not an easy task at times but it is a very important lesson. Teaching our children to save for a certain item not only teaches them self discipline but also allow them to set goals.
In many households the parents reward for chores that are completed by giving the child an allowance. By earning the money the child feels good about the accomplishment and then is able to save the money earned to buy something.
If the child wants something of a larger value the child will then have to save for it. This may mean more than a week worth of chores. And be warned, there are those that do not want to wait and will asked to be paid ahead of time. What we tell our children is that when a job or chore has been completed that is when they will receive the allowance. We do not pay for chores that have not been completed yet. By doing this we are teaching the child that things have to be earned. There is something about actually earning what they have bought that makes the child seem much happier with the item when they are finally able to buy it.
The next lesson is teaching about saving money. How much is the right amount to save? This is up to the individual parents. Some teach their children to save more while others just have their children put away a small amount to get the hang of saving up money.
When children get a bit older and have small jobs they are then able to set bigger goals. As they get older the “toys” also become more expensive. What was once a small truck or doll now may become a cell phone or video game. We as parents know just how expensive the “toys” can get.
It takes time to teach our children about money. With time and patience they will be saving money as well as setting goals for items that they want.
Do you have any ideas on teaching our children about money that you have used or are planning to use?
