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Three Things That Are Worth The Splurge

April 6, 2016 | Leave a Comment

As much as I love saving money there are things that are definitely worth spending on. Here are three things worth the splurge.As much as I love saving money, there are a few things in life that I believe are worth spending money on. Most of the time I’m more than happy to buy generic products or forgo buying something altogether, but when it comes to a few areas in my life, quality services and products are non- negotiable and here’s why.

Skin care products

Since I was a teen I have struggled with various skin issues. Acne as a teen, sever pregnancy-induced rosacea as an adult and still, as a non-pregnant adult, oily acne prone skin is still present. I can’t even begin to tabulate what I’ve spend on internal and external products looking to help me with my skin issues, almost always being dictated by the bottom dollar.

In the last while though I have started paying more attention to quality products instead of just how much they cost and have noticed a huge difference in my skin. I’m not spending hundreds of dollars or anything, but my $40 cream and $25 facewash is about 5x what I was spending on my cheap stuff which I used for years. It didn’t take long to convince me that spending the money is well worth it.

Bedding

Have you ever slept in a bed with crappy bedding? The kind of bedding that can actually keep you awake because it’s rough and scratchy or doesn’t stay on the bed and rolls up around you? It’s incredibly annoying and considering how much time we spend in bed, quality bedding is worth it!

Quality bedding doesn’t have to cost boatloads of money though. Sure you could easily spend $500 on a nice sheet set but when you can buy name brand sets at discount department stores, why would you? Stores like Marshalls and Winners sell name brand bedding at a fraction of the cost. Just this past summer I bought new sheets which originally retailed for $199.00 for the set, I paid $69.00. While I could get cheap generic sheets at Walmart for probably half the price it’s just not worth wasting the money.

Vacations

Vacations and time away are important to our family. We enjoy spending time together and making memories during our new experiences. We make sure we have the funds to enjoy a little time away every year. It doesn’t mean we’re going on international excursions every year though. Some of our best memories have been from quick road trips not far from home. While we’re working on major financial goals (for us right now it’s debt repayment), lavish vacations aren’t an option but we still make sure we have some money in our budget for something, even if it’s a quick weekend away. Vacations as a whole though are an expense we prioritize and when we do plan a getaway (even if it’s a camping trip) we make sure we don’t leave ourselves feeling short and enjoy time away. Here are 7 great tips to save money on vacation.

This list has changed drastically for me over the years. It wasn’t that long ago that I would have included hair cut and color, something I used to do religiously every six to eight weeks. I stopped doing it when funds were short while I was on maternity leave, I found a cheaper haircut option and let my natural color come back, four years later and I still don’t miss spending the money.

We all have different priorities and I try my hardest not to judge how anyone does or doesn’t spend their money what is important to me may not be for another person.

What are areas that you don’t mind spending a little more on?

Catherine
Catherine

Catherine is a first time momma to a rambunctious toddler. When she isn’t soaking up all that motherhood has to offer, you can find her blogging over at Plunged in Debt where she chronicles her and her husbands journey out of debt. You can also follow her on Twitter.

plungedindebt.com

Filed Under: Money and Finances Tagged With: budgets, Spending, splurging

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Basic Principles Of Good Parenting

Here some basic principles for good parenting:

  1. What You Do Matters: Your kids are watching you. So, be purposeful about what you want to accomplish.
  2. You Can’t be Too Loving: Don’t replace love with material possessions, lowered expectations or leniency.
  3. Be Involved Your Kids Life: Arrange your priorities to focus on what your kid’s needs. Be there mentally and physically.
  4. Adapt Your Parenting: Children grow quickly, so keep pace with your child’s development.
  5. Establish and Set Rules: The rules you set for children will establish the rules they set for themselves later.  Avoid harsh discipline and be consistent.
  6. Explain Your Decisions: What is obvious to you may not be evident to your child. They don’t have the experience you do.
  7. Be Respectful To Your Child: How you treat your child is how they will treat others.  Be polite, respectful and make an effort to pay attention.
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11 Ways Kids Are Outsmarting Parental Controls 1. Using Alternate Devices One common trick is simply turning to another device. If a child’s main phone or tablet is restricted, they may borrow a sibling’s, friend’s, or even a school laptop. This instantly gives them access to content outside of parental oversight. Parents often focus on one device, forgetting that others in the household can serve as loopholes. Knowing this tactic helps families tighten controls across all electronics. 2. Clearing Browsing Histories Many kids quickly learn that clearing browsing history hides evidence of restricted activity. With just a few clicks, they can erase any trace of websites visited. This makes it harder for parents to notice when rules are being broken. Parents may assume no history means no browsing, but the reality is often the opposite. Kids are outsmarting parental controls by making it seem like nothing happened at all. 3. Using Private Browsing Modes Most browsers offer “incognito” or private browsing features. Kids use this mode to access websites without leaving a record in the history. To parents checking later, everything looks clean and safe. This simple trick is often one of the first ways kids discover how to bypass restrictions. Conversations about private browsing can help close this gap. 4. Guessing or Resetting Passwords Children who are persistent may try to guess passwords to parental control apps or accounts. Others may find ways to reset them through email prompts or security questions. Once inside, they can disable restrictions entirely. Parents may not even realize controls have been altered until much later. Stronger, less predictable passwords can make this more difficult. 5. Using VPNs to Hide Activity Virtual private networks, or VPNs, let kids disguise their online locations. With one downloaded app, they can bypass geographic or parental restrictions. Some children learn about VPNs through friends or even social media. This makes it easy for them to reach content that should be blocked. Parents often underestimate just how simple it is for kids to use these tools. 6. Creating Fake Accounts When parents monitor social media, kids may create hidden accounts. These “finstas” or fake profiles allow them to interact freely without parental oversight. While their main account appears harmless, the secondary one tells a different story. Kids are outsmarting parental controls by playing both sides at once. Checking for duplicate accounts can help parents stay more aware. 7. Exploiting Time Zone Settings Some kids change the time zone on their devices to bypass screen time limits. This trick allows them to gain extra hours of usage undetected. Parents may assume controls are working, but in reality, the child is bending the clock. It’s a clever loophole that highlights just how resourceful kids can be. Monitoring device settings regularly can catch this tactic. 8. Disabling or Uninstalling Apps Parental control apps can be deleted or disabled with surprising ease. Some kids even reinstall them before a parent checks, making it seem like nothing changed. Others may simply restrict permissions to prevent apps from functioning properly. When apps aren’t monitored closely, parents may not notice they’ve been tampered with. This shows the importance of consistent follow-up. 9. Turning to Friends for Access If a child can’t get past restrictions on their own, they may rely on friends. Visiting a friend’s house or borrowing their phone can give them a free pass. Parents often forget that peer environments can override restrictions set at home. This kind of social workaround is especially common with gaming or social media. Open conversations about trust and responsibility are essential. 10. Hiding Apps in Plain Sight Kids sometimes download apps that look innocent but serve as gateways to hidden activity. These apps may disguise themselves as calculators or utilities. In reality, they allow file storage, private messaging, or browser access. Parents glancing at a home screen may overlook them entirely. Learning to recognize these disguised apps can help parents stay informed. 11. Outpacing Parents’ Tech Knowledge Finally, kids often know more about devices than their parents do. Whether through YouTube tutorials, TikTok hacks, or peer groups, they quickly learn advanced workarounds. This knowledge gap means controls can be bypassed before parents even realize the loophole exists. Staying informed and continually learning about new technology is the best defense. Kids are outsmarting parental controls because they adapt faster than most adults. The Real Solution Lies Beyond Restrictions While controls and filters are important, no system is perfect. Kids will always find creative ways around barriers, making communication the strongest safeguard. Setting clear expectations, building trust, and having ongoing conversations about online behavior matter more than apps alone. Parents who combine technology with open dialogue create a safer digital environment. The goal isn’t to win a battle of wits but to build a relationship that keeps kids both safe and honest. Do you think kids are outsmarting parental controls faster than parents can keep up? Share your experiences in the comments below. What to Read Next... 6 Parenting Tech Shortcuts That Can Expose Your Child to Strangers How Much Screen Time Is Too Much—Legally Speaking? Is Your Child’s School Quietly Tracking Their Location Without Your Consent? How Much Screen Time Is Quietly Reshaping Childhood Behavior? Why Some Parents Are Being Investigated Over Homeschooling Records

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