Kids Ain't Cheap

But They Sure Are Worth It

9 Toys That Passed the Drop Test—and 4 That Didn’t Survive a Week

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9 Toys That Passed the Drop Test and 4 That Didnt Survive a Week

If your kid can break it, they will—and they’ll do it faster than the warranty can be activated. Every parent knows the pain of spending good money on a toy, only to have it snap, crack, or crumble after a single enthusiastic toss onto the floor. That’s why real-world testing—like the classic drop test—matters more than slick packaging. Durability counts, especially when you’ve got toddlers who think “gentle play” is for suckers. We put some of the most popular toys through serious handling to see which toys passed the drop test—and which ones didn’t even make it through the week.

9 Toys That Passed the Drop Test

1. LEGO Classic Brick Set

It’s no surprise that LEGO made the list of toys that passed the drop test. These colorful bricks are virtually indestructible, whether stepped on, thrown, or dropped from a table. Pieces might fly, but they don’t crack. The clutch power remains strong even after years of use. Bonus: the more they’re dropped, the more creative the clean-up becomes.

2. Green Toys Dump Truck

Made from recycled plastic and built to last, this truck handled drops, crashes, and outdoor play like a champ. The simple design has no flimsy parts, making it ideal for toddlers who like to crash-test their vehicles. It’s dishwasher safe, too, which is a perk after muddy adventures. This one survived indoor and outdoor testing with zero cracks. It’s a classic example of quality over flash.

3. Melissa & Doug Wooden Puzzles

These chunky wooden puzzles didn’t even flinch during multiple drop tests. The pieces may scatter on impact, but the boards and parts didn’t chip or splinter. They’re heavy-duty, tactile, and perfect for rough handling. This durability makes them a go-to option for toddlers and preschoolers alike. Just keep your toes clear if they drop on your foot.

4. Tonka Steel Classics Mighty Dump Truck

Few toys live up to their branding quite like this one. Made of real steel, the Tonka truck has legendary durability, and it showed. It withstood repeated drops down stairs and off counters without so much as a dent. The wheels stayed intact, and the dumping mechanism still worked perfectly. It’s one of the most indestructible toys on the market.

5. VTech Sit-to-Stand Learning Walker

Even with flashing lights and musical buttons, this toy held up surprisingly well to everyday wear and tear. The plastic is thick and stable, and even when toppled repeatedly, the electronics kept working. The wheels didn’t crack, and none of the interactive elements broke. It handled everything from crawling babies to overenthusiastic siblings. A solid pick for active little learners.

6. B. Toys One Two Squeeze Blocks

These soft, squishy building blocks are made from non-toxic rubber and are virtually impossible to damage. They were thrown, stepped on, and gnawed—and still looked brand new. Perfect for teething babies and busy toddlers. They also float in the bath, adding to their versatility. One of the more parent-friendly options that passed the drop test with ease.

7. Play-Doh Play Sets

Sure, the dough itself gets everywhere, but the tools are built to last. Rolling pins, stampers, and molds were dropped and stomped on, yet nothing snapped or bent. They’re lightweight but surprisingly strong. And even if they do wear out, replacements are easy to come by. When it comes to value and durability, Play-Doh earns high marks.

8. Fisher-Price Little People Sets

These tiny figures and buildings took a lot of abuse without showing signs of damage. The people themselves are compact, with no small parts that break off. Houses and vehicles held up to falls off couches, tables, and stairs. These toys are clearly built with toddlers in mind. They’re fun, safe, and shockingly durable.

9. Hot Wheels Cars

These small die-cast vehicles are surprisingly tough. Even after crashes, tosses, and multi-level track failures, the wheels kept spinning. Some paint may chip, but the cars themselves don’t fall apart. They’re one of the cheapest yet most reliable toys when it comes to durability. Definitely a win for both parents and kids.

4 Toys That Didn’t Survive a Week

1. Slime-Filled Surprise Toys

These might be fun at first, but once dropped, the plastic capsules often cracked or exploded. And once the slime is out, the toy becomes trash—or worse, a cleaning nightmare. They offer short-term excitement but very little actual play value. Most didn’t make it past day three. These fail both the drop test and the sanity test.

2. Knockoff Remote Control Cars

Budget versions of RC cars often look just like the real thing, but that illusion disappears after one solid crash. Cheap plastic snapped off, and one car even lost a wheel during a low drop. Batteries fell out, buttons broke, and functionality was lost. In short, they were more headaches than fun. A little extra investment goes a long way in this category.

3. Fashion Dolls with Snap-on Limbs

Many fashion dolls didn’t make it past one week of normal play. Arms popped off, legs bent backward, and accessories cracked with minimal pressure. Kids became frustrated trying to put them back together. While they may look cute, they simply weren’t made for rough-and-tumble play. They might survive on a shelf, but not on the floor.

4. Battery-Operated Bubble Machines

We had high hopes, but most of these broke after being tipped or dropped once. The motors jammed or the bubble wands snapped, and even replacing batteries didn’t help. These toys often look durable but fall apart quickly. Save your money and go for a good old-fashioned bubble wand.

Durability Saves Dollars in the Long Run

When it comes to buying toys for your child, choosing options that pass the drop test doesn’t just prevent tantrums—it protects your wallet. Cheap toys that break within days end up costing more in the long run. Look for simple designs, solid materials, and products made with real-life play in mind. Because at the end of the day, it’s not about how shiny a toy looks—it’s about how well it survives playtime in the hands of a curious, chaotic child.

Have you found a toy that truly stands up to your kid’s “quality testing”? Or one that totally flopped in a day? Share your best and worst in the comments!

Read More:

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5 Toys That Were Never Designed to Be Used by Children

8 Reasons Your Kids Prefer Cheap Toys Over the Expensive Ones You Buy

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8 Reasons Your Kids Prefer Cheap Toys Over the Expensive Ones You Buy

You carefully research the best toys, check every review, and spend good money hoping to see your child’s face light up. But somehow, the \$4 whoopee cushion or plastic wind-up chicken from the dollar bin steals the show. Meanwhile, that high-end electronic learning gadget or designer doll gathers dust on a shelf. It’s frustrating—but it’s also incredibly common. Kids are weirdly brilliant at finding joy in simple things, and understanding why can save your wallet and your sanity.
While it’s tempting to think expensive toys equal better play, the truth is that kids often prefer cheap toys because they spark imagination, offer freedom, and feel more accessible. That cardboard box the fancy toy came in? Probably more fun than what was inside. Let’s look at the surprisingly smart reasons your child may choose the dollar toy over the one you worked overtime to buy.

1. Cheap Toys Don’t Feel “Too Special to Touch”

When a toy costs a lot, parents naturally want to keep it in good shape. That often means setting rules—no rough play, no taking it outside, no losing the pieces. Kids can sense that pressure, and it makes the toy less fun. Cheaper toys come with no strings attached. Your child knows they’re free to play hard, get messy, or even break it—and that freedom is part of the appeal.

2. Simpler Toys Invite More Imagination

The cheaper the toy, the more room it leaves for a child’s creativity to take the lead. A small plastic figure can become a superhero, a villain, a pet, or a king. There’s no script, no rules, and no expectations built in. More expensive toys often come with features that guide the play for the child, limiting their imagination. Kids love being in charge of the story, and simple toys let them do just that.

3. They’re Attracted to What’s Immediate and Accessible

A toy that lights up or makes noise instantly catches attention—but that doesn’t mean it holds it. Cheap toys, often purchased on the fly or as a small treat, feel more spontaneous and exciting in the moment. Expensive toys sometimes come with a setup process, batteries, or waiting until a special occasion. For kids, the value is in the now, and cheap toys scratch that itch perfectly.

4. There’s Less Parental Interference

Expensive toys often come with adult supervision: assembly, charging, or instructions. That also means more adult involvement and sometimes more hovering. Cheap toys usually don’t need help or guidance, which gives kids a greater sense of control. They can open it, figure it out, and get right into playing—no parent needed. That independence feels like a win to them.

5. They Love the Novelty Factor

Let’s face it—kids love new more than they love nice. That shiny bouncy ball from the dentist’s office? It’s new, it’s exciting, and it didn’t cost a fortune. Cheap toys are often impulse buys that feel like mini surprises, and novelty wins out over quality when you’re five. Expensive toys lose their sparkle over time, but cheap toys offer that fresh thrill again and again. The excitement isn’t in the price—it’s in the moment.

6. They Feel No Guilt About Playing Rough

Kids are smart. They notice when you flinch as they bang around the pricey RC car or when they lose a tiny part of that $50 toy set. That awareness leads to guilt or hesitation, which kills the fun. With cheap toys, there’s no fear of messing it up, and that opens the door to true, carefree play. When the goal is fun, not preservation, kids relax and enjoy themselves more.

7. The Packaging Is Half the Fun

We’ve all seen it—a kid unwraps a pricey toy and ends up playing with the box. That’s not just a parenting cliché. Packaging often has just as much potential for imagination as the item inside. Cheap toys usually come in quirky containers, crinkly plastic, or colorful bags that double as props. Kids love the full sensory experience, and they don’t separate the toy from the fun of opening it.

8. They Can Actually Take It With Them

Small, cheap toys are often pocket-sized, making them easy to carry to school, the park, or a friend’s house. Bigger or more expensive toys tend to stay home because they’re fragile or bulky. The ability to bring a toy everywhere gives it bonus points in a child’s eyes. It becomes part of their world in a hands-on, everyday way. Portability matters more than price when it comes to play.

The Joy Isn’t in the Price Tag—It’s in the Play

At the end of the day, your child isn’t measuring value the way you are. They’re not comparing brands or calculating cost-per-use. They’re drawn to what sparks joy, fuels imagination, and gives them freedom to explore. Cheap toys often check those boxes better than the expensive ones. So next time your kid falls in love with a 99-cent novelty, smile—you might just be getting the best deal of all.

What surprising toy has your child loved more than the pricey ones? Tell us in the comments!

Read More:

5 Toys That Were Never Designed to Be Used by Children

These 7 Trending Toys Are on Every Kid’s Wish List

These 7 Trending Toys Are on Every Kid’s Wish List

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Christmas wish list
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The holiday season is here, and kids everywhere are writing their Christmas wish lists. Wondering what’s hot this year? These seven trending toys are flying off shelves and are sure to make any child’s holiday magical.

1. LEGO Dreamzzz Sets

1. LEGO Dreamzzz Sets
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LEGO’s has a cult following and you’ll find something from this brand on many children’s Christmas wish lists. With so many different builds to try out and imaginative structures you can make, it makes a wonderful gift idea for adults and kids alike. One of the newest LEGO crazes is the latest Dreamzzz series. The sets combine classic building fun with imaginative storytelling, making it a top pick for creative kids. The sets are priced at around $19.99 upwards of $200. 

2. Magic Mixies Crystal Ball

Magic Mixies is a fun and interactive toy for kids of all ages. With the use of a crystal ball and magic wand, kids can conjure up magical creatures. The toy combines pretend play with enchanting surprises. If this toy is at the top of your kid’s Christmas wishlist, most average around $62. 

3. Squishmallows

Squishmallows are all the rage where I live. The toys are soft, cuddly, and collectible.  You can get them in all sorts of characters like the little ones I got from Kroger of Jack Skellington. Squishmallows continue to dominate wish lists for kids of all ages. They can be found at many stores in all sizes so prices will vary. If you’re looking for a knockoff version, Dollar Tree has their rendition for just $5. 

4. Barbie DreamHouse 2024 Edition

All my niece wants for Christmas is a Barbie DreamHouse. The house is iconic and the new version of it has a tech-savvy upgrade with interactive features and modern furniture. It’s a must-have for any Barbie lover and will set you back about $125. 

5. Hot Wheels Monster Trucks Glow Racers

5. Hot Wheels Monster Trucks Glow Racers
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Hot Wheels are always a good buy. There are so many cars, tracks, and accessories to choose from. One of the Hot Wheels vehicles is the Glowing Monster Truck. They bring the excitement of racing to life with an extra dash of thrill. These monster additions to your child collection will run you around $40 for the truck, glow accessories are sold separately. 

6. Bluey Ultimate Playhouse

Bluey has fans around the world. Children who adore the loveable character may have the Bluey Ultimate Playhouse on their list. The playhouse is detailed and does a great job of bringing their favorite characters and stories to life. The playhouse features lights, sounds, phrases, and figurines. 

7. Nintendo Switch OLED Model

The Nintendo Switch OLED Model is a versatile gaming console with a vibrant 7-inch OLED screen, enhanced audio, and an improved kickstand. Its rich colors, sharp contrast, and immersive audio create a captivating gaming experience in both handheld and docked modes. With a vast library of games and seamless transitions between play modes, the Nintendo Switch OLED is a must-have for gamers.

Make your child’s Christmas wish list dreams come true by getting them the hottest toys of the year. These trending toys are sure to be a hit and will make this Christmas unforgettable. Don’t wait too long, these popular items will sell out fast!

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Pop the Pig Game: A Review

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Pop the Pig Game
Image Source: Amazon

My kids, ages 8 and 5, had seen the ad for Pop the Pig by Goliath at least a half dozen times before Christmas. Thinking that it would be an entertaining family game for the four of us, I picked it up at Amazon for less than $20. There were several options, but I chose the upgraded version, which Goliath claims is new and improved. The kids were excited to play it, especially after they saw the adorable mini hamburger pawns. I consulted the directions to make sure we were setting things up correctly and we began a game. Here are our honest thoughts.

How Pop the Pig Works

Here’s how the game is supposed to work. During their turn, players roll the die and pick a burger that corresponds with the color shown. There are four colors (red, green, yellow, and purple) on the die, plus a wild option that lets players choose any color burger they want. Next, you flip over your selected burger to reveal the number on the bottom, which ranges from one to four. Finally, you press down on the pig’s chef hat the number of times indicated on the burger.

The pig’s stomach (which has a balloon-type device underneath it) is supposed to get bigger and bigger with each press of his hat. After about 30 presses, he finally “pops,” causing his belt to open. My kids thought this concept was hysterical and could not wait to see the pig “pop.” 

Pros of Pop the Pig 

My kids really enjoyed this game and said they’d love to play again, so that’s a big win in my book. Finding games that are entertaining enough to keep both of them engaged can be a challenge, so I’m happy they’re in agreement about Pop the Pig. 

In the previous version of the game, you couldn’t really notice the pig’s stomach swelling, which disappointed some reviewers. We’re glad that Goliath fixed the problem with this edition. We were able to see the pig’s tummy visibly grow after each turn. This feature helped build the anticipation and made the “pop” at the end even more exciting.

My kids wanted to play again right away, and luckily the game is easy to reset. All you have to do is press on the chef’s hat once to flatten the pig’s belly and clip his belt back together. All of the game’s parts, including the die and burgers, fit inside the pig for easy storage. 

I also appreciate the educational aspects of Pop the Pig. It’s a great tool for teaching kids about colors and numbers. Pushing down on the chef’s hat can help children improve their dexterity and build fine motor skills. Even if your kids are a bit rough with the pig, it feels durable and sturdy enough to withstand many games. Just make sure to keep an eye on the mini burger pieces, because they’re easy for kids to drop and lose.

Last but not least, I love that Pop the Pig comes with a bonus card game called Greedy Granny. It’s an Old Maid style matching game with a cute cookie theme. Even without this extra content, Pop the Pig would still be a great value at under $20.

Things to Consider Before Buying Pop the Pig

Pop the Pig is tons of fun
Image Source: Amazon

Although my family loves Pop the Pig, there are a few things you should be aware of before you buy it. My five-year-old found it difficult to push down the chef’s hat and had to use both hands to do it. I can’t imagine a child much younger than him having the hand strength to pull off this maneuver. So if your kids are still toddlers, it may be better to wait and buy the game when they’re a little older. Goliath states that Pop the Pig is suitable for 2-6 players who are 4 or older, which I agree with after trying it out.

Another thing I noticed during our test is that the pig seems to pop after roughly 30 presses. The mechanism is apparently designed to pop once it reaches a certain level of inflation. Although the pressure of each press can lead to slight variations in the popping point, you’ll definitely notice a pattern after a few games. My kids didn’t seem to mind, but I wish there was more randomness to create a bigger surprise factor. However, I do appreciate that the inflation mechanism is entirely manual, so it doesn’t require batteries. 

What Others Are Saying

Should you buy Pop the Pig?
Image Source: Amazon

According to Goliath, Pop the Pig is a top-selling game for preschoolers. The reviews on Amazon reflect the game’s widespread popularity. Over 800 happy customers gave Pop the Pig an average rating of 4.7 starts out of 5. Most of the comments proclaimed that it was fun, exciting, and perfect for toddlers. One person even noted that “they can’t stop popping with the kids.” They went on to say the game was not only bursting with excitement for little ones, but also nostalgic for the adults. 

The bottom line? This game is new, improved, and fun for the whole family. The concept is charming, and customers agree that Pop the Pig delivers tons of “pops” and laughs!

Have you played this game? What was your family’s experience?

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6 Fun Money Games for Kids

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money games for kidsMore parents are realizing how important it is to teach kids about money. How can we teach them in a way that’s both engaging and educational? There are several money games for kids designed just for that purpose. Here are some ideas for money games.

6 Fun Money Games for Kids

Dollars and Dice

This is a simple money game that will have kids polishing their math skills without even realizing it. Using a single die and a variety of coins, kids roll the die to earn one of the following values:

1 = a penny

2 = a nickel

3 = a dime

4 = a quarter

5 = a coin of their choice

6 = lose a turn

The first person to collect exactly one dollar wins. If a player is close to hitting the dollar mark but goes over, they lose their turn.

Escape From Barter Island

This is a fun, interactive online game from the Federal Bank of Cleveland. Each player has to learn how to barter his or her way to a new sail for their boat. Navigating through the signs, they learn how to trade up using items they already own. If they trade right, they’ll eventually get their new sail so they can get home.

Play Escape from Barter Island.

Hide and Seek

Yes, your kids can play hide and seek and learn about money at the same time!

First, parents gather several coins of multiple values. If you have younger kids who are still learning to count, use pennies only. Then hide the coins in various places around the house. The kids are then set loose for a preset time period to find coins.

When the time is up (or when all coins are found – parents’ choice) kids count up their totals. The player with the highest number of coins (or the highest value total) wins!

Mad Money

The PBS Kids website has a great money game called “Mad Money”. The game starts out by giving players a choice of several items to save up for. Players are given a weekly allowance, but the allowance has to cover items on their shopping list.

Then, players go throughout the town, looking to find deals on what they need and working to earn more money.  They win if they have enough money to buy what they need and pay for what they want.

Play Mad Money.

Bonus Reading: “5 Apps That Teach Your Child a Cool Skill”

Net Worth

Similar to crazy eights, Net Worth is a card game that will help kids learn to manage money. The different cards allow players to pay off debt, collect assets, and hinder other players’ finances. Players also learn to use strategy to protect themselves from financial setbacks such as job layoffs.

This game is a quick, easy play for kids age 8 or older, and very affordable.

Save Perry’s Pennies

This game from the U.S. Treasury has three skill levels in which players catch dropping coins for their piggy banks. But there’s a catch – players have to save the targeted savings amount within the specified time period. Be careful, though; if you accidentally click on a falling hammer all of your savings could be lost!

Play Save Perry’s Pennies.

There are also several board games that can help kids learn how to save and manage money. The Game of Life, Monopoly, Payday, and Dave Ramsey’s ACT Your Wage are all games that teach players money skills. By using games to teach children healthy money skills we can help them become financially responsible adults.

For more financial fun, check out “4 Creative Money Challenges for Kids.”

Do you have any favorite money games for kids to share?

Image Credit: David Lofink (Creative Commons)

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Costco LEGOs Q & A: The Best Deal In Town or Not Worth the Trip?

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Costco LEGOs

Costco can be so beneficial for families. You can often find quality products at a great price. Their various organic food selection is an example. But, what about something like toys? More specifically, what about Costco LEGOs?

Worth the trip to find a deal or keep on looking?

LEGOs have been one of the most popular toys for boys and girls since their start in 1932. The colorful, interlocking bricks give kids a chance to put down their screens, engage their minds, and unleash their imaginations.

The problem is, buying new LEGOs can get expensive quickly. Sets that follow a certain theme, like Star Wars or Harry Potter, charge more than normal for the affiliation. If Costco is known for its competitive prices, then are Costco LEGOs the best deal?

Let’s do some Q & A and find out:

Costco LEGOs Q & A: Best Deal In Town or Not Worth the Trip?

Q: Does Costco sell LEGOs?

A. Yes. There is often an assortment of LEGO products available at Costco, although it does vary. You can also shop online at Costco.com. Overall, you will see considerably less variety than a place like Walmart, Target or Amazon.

Q: Why does Costco have less selection than other stores?

A: According to Costco’s Wholesale Disclosure:

Costco operates membership warehouses based on the concept that offering members very low prices on a limited selection of products will produce high sales volumes and rapid inventory turnover. This rapid inventory turnover, when combined with the operating efficiencies achieved by volume purchasing and reduced handling of merchandise enables Costco to operate profitably at significantly lower gross margins than traditional wholesalers.

Translation: Costco sells hand-picked, quality brands faster and with fewer employees than supermarkets.

After speaking with an administrative representative at my local Costco who declined being named for this interview, he explained that Costco doesn’t carry any particular product year-round. Their mission is to find the trend, buy it early, mark down the price considerably, and sell it at the peak season.

Q: How can I save the most money on LEGOs at Costco?

A: Knowledge is key. Costco’s LEGO selection is very limited during the first two-thirds of the year. Your best bet during those months is to glance at the selection online and keep in mind other options like Amazon or Walmart.

The best ways to save money in general at Costco are:

  1. Browse your monthly Costco flier. It’ll come to you in the mail right before the beginning of a new month and includes every sale, including toys.
  2. Sign up for email offers. You’ll receive exclusive coupons and deal alerts from Costco via email.
  3. Follow deal hunting blogs like Krazy Coupon Lady to receive the most up-to-date information about Costco products. For example, KCL created this detailed post on every LEGO toy available during the Christmas shopping season of 2016. Many of the LEGO products were discounted significantly!
  4. Sign up for an Executive membership.  If you don’t have a Costco members, definitely get one. By doing so, you’ll receive 2% cash back on every qualified purchase. At the end of year, you receive a check in the mail – redeemable only at Costco – for all the money you earned back.  Costco also has a ton of deals on travel, food and kids furniture.  You can get a Costco membership here, or you can click on the button below:

Get Your Costco Membership Here

In Conclusion

Is Costco the best place to buy LEGOs? Not until the holidays, and not if you’re looking for a wide variety.

If you just want to buy some new LEGOs within your price range, then I suggest using some of the money-saving techniques mentioned above.   The great thing about Costco is that you can’t loose, their return policy is outstanding. If you find a better price on LEGOs, and want to return them at Costco, they’ll probably take them.  So, keep your eyes open for a deal, follow a blogger who’s going to do the leg work to keep you informed during the holidays, and go find yourself a great deal.

What’s your favorite thing to shop for at Costco?

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4 Best Hoverboards for Kids

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best hoverboards for kids With summer looming ahead, many kids are requesting outdoor equipment that will keep them entertained while on a break from school. Hoverboards are a hot item, and many parents are concerned about the cost, safety, and which ones are going to be the most durable. Today, we explore four of the best hoverboards for kids. Note that all have been UL 2272 Certified for fire and electrical safety.

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How to Launch a 52-Week Money Challenge for Kids

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52-week money challenge for kidsAs you set your goals each year, it’s fun to include your children in the process. Involvement helps them learn to set goals of their own. In the interest of helping them develop strong savings habits, why not have them participate in a 52-week money challenge for kids?

Similar to the well-known 52-week money challenge for adults, the kids’ challenge helps kids to save more money by determining a set amount of cash to put into a savings account, and then increasing that amount each and every week.

How to Personalize Your Child’s 52-Week Money Challenge for Kids

Based on your child’s age and his or her ability to access money, you can pick the weekly money amount that works best for their particular situation.

Even with the smallest weekly contribution, the savings will add up. If your child is younger, you can start with a small amount – for example, a nickel – each week. Here’s how the challenge works:

  • $0.05 contribution – WEEK 1
  • $0.10 contribution – WEEK 2
  • $0.15 contribution – WEEK 3

And so on. If you choose to use a nickel for the challenge, your child simply increases each weekly savings contribution by one nickel. By the end of the 52 weeks, your child will have saved $68.90.

Here is a breakdown of other coin values and potential savings amounts:

  • Dime = Save $137.80 by the end of the 52 weeks.
  • Quarter = Save $344.50 by the end of the 52 weeks.
  • Dollar = Save $1,378 by the end of the 52 weeks.

Why Teaching Kids to Save is Important

We’re living in a time where it’s easy to not save money. Clever marketing and social pressures encourage kids to spend rather than save. Therefore, they start to believe they can have the latest and greatest of everything on the market – without the hard work of earning it.

Saving money is becoming less and less important to people as generations go by. America’s declining savings rate proves it. In May of 1975, the personal savings rate in the United States reached a high of 17%. At the end of 2016, it was 5.4%.

By teaching our children to develop a habit of saving money, we give them a head start on the road to financial responsibility.

Other Ways to Teach Kids to Save

Besides using a 52-week money challenge for kids, there are other ways you can teach your children to make saving money a consistent habit.

  • Require your kids to save a percentage of all money they earn or receive as a gift
  • Boost your child’s enthusiasm for saving by committing to match what they put into savings dollar for dollar
  • Create a savings contest between you and your child (or between your children) to see who can save the biggest percentage of their income for the year

The 52-week money challenge for kids is a great way to encourage children not just to save money, but to challenge themselves to save more than they initially thought was possible. So, give your kids the gift of making savings a habit starting today.

Bonus Reading: “6 Fun Money Games for Kids”

Would you ever do a 52-week money challenge with your child? Have ever done one on your own? Let us know in the comments below!

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4 Creative Money Challenges for Kids

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money challenges for kidsOne of the biggest – and most important – hurdles parents face is that of teaching their kids to save money. In today’s instant gratification world, kids are often led to believe that spending is more beneficial than saving. It’s our job as parents and caregivers to teach them the benefits of saving over spending. By utilizing these money challenges for kids you can help your child learn the importance of saving money.

4 Creative Money Challenges for Kids

The 365-Day Money Challenge

The 365-Day Money Challenge has flexibility in both the amount of money you can use and when you earn it. The first step is to print out a chart that has 365 days of money amounts on it, starting with $.01 up to $3.65. Then, post the chart somewhere where your child will see it every day. Each morning when your child gets up, they pay their piggy bank or money jar an amount from the chart. When they pick a money amount to save, they then cross that amount off on the chart. Each money amount can only be used once throughout the year. By the end of the year, they’ll have saved $667.95!

Wants some ideas for how to help your child earn money? Check out these chores here.

The Matching Money Challenge

This money challenge will involve parents and/or grandparents as well. The first step is to have your child decorate a jar with a lid, such as a large canning jar. They can also use their own piggy bank. Each week your child will put in their bank the money they’ve earned through different sources. Money earned for chores or allowance, or money received from gifts are some ideas for finding money to save.

After the jar is filled up, parent and child bring the jar to the bank to deposit the money. When the money is counted, parents or grandparents match the amount the child has saved. The final deposit into your child’s savings account will be double what they have saved!

The 52-Week Savings Challenge

Similar to the 365-day challenge, this challenge requires kids to save money on a regular basis. First, they print out this chart. Each week has a money amount – payable in quarters – listed on the chart.  Your child chooses which amount he or she wants to save each week, crossing that amount off as they go. By the end of the year, your child will have saved $344.50.

The Make-it-Your-Own Money Challenge

This challenge can be implemented in a number of different ways. The goal is to help kids improve their lives in some way or teach them that work produces income. The first step in this challenge is to determine a dollar amount payout. Parents can work with children to help decide how much they want to earn in a given time period. The challenge can be modified to work for every family’s budget and specific goals.

For instance, some kids may have a goal of earning $10 in a week.  Others might want to earn more over a longer time period. It also helps to determine with your child why he or she wants to save. Having a reason for saving helps motivate kids to save more.

After you’ve determined how much to save and in what time period, parents create jobs or tasks with coordinating payouts. The “jobs” can consist of several different options, such as:

  • Doing chores around the house that are outside of normally assigned chores
  • Doing learning challenges such as reading books or completing math worksheets
  • Implementing healthy habits such as exercising or making healthy eating choices
  • Choosing to cut down on screen time in favor of reading or spending time with loved ones

The challenge can be customized to fit whatever goals your family or your child may have. As a bonus, your child will earn a reward them for achieving those goals.

Teaching kids to manage money well is just one of the things we can do to prepare them for independence. By helping our children develop a habit of saving money, we can prepare them to be financially responsible adults.

Got any money challenges for kids of your own to add? Drop it below!

Are you a stay-at-home mom? Check out these hot tips and pin one for later! 

My #1 Brand of Choice for Long-Lasting Toys for Toddlers

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My #1 brand of choice for long-lasting toys for toddlersWhat do toddlers love? Getting into EVERYTHING. That’s why I want my money to go toward products that will inspire my curious kids, entertain them, and last longer than three days. Therefore, here is my all-time favorite brand of long-lasting toys for toddlers.

My #1 Brand of Choice for Long-Lasting Toys for Toddlers

When my kids receive an invite to a birthday party (especially if they’re toddlers), I head straight toward one particular section in the toy department first:

Melissa & Doug.

Why I Recommend Melissa & Doug Toys Above the Competition

I can’t help it; their products win me over time and time again. Here is a breakdown of my top reasons why:

  • They’re well made. The durable craftsmanship of each toy and the use of wood and metal instead of plastic ensures that these are long-lasting toys for toddlers and older.
  • They teach a skill. Each toy or activity I’ve come across in the Melissa & Doug line inspire the child to use her imagination, explore her problem-solving skills, or improve hand-eye coordination.
  • They’re better for the environment. With the longer lifespan of each toy and the use of natural products instead of plastic, the carbon signature is greatly reduced.
  • They help kids focus. My go-to toys for road trips, waiting rooms, or long lines at the grocery store are Melissa & Doug. With their colorful and creative designs, they hold children’s attention spans. That drew me since I know how important it is to teach children to focus at a young age.
  • They help kids have fun without using a screen. No technology. No flashing lights. No batteries. I love that my kids can enjoy toys like these for hours each day without seeing any of the side effects of too much screen time.

If you’ve never shopped for Melissa & Doug toys before, here a few great toys to try first. I’ve seen positive results with each of my children, and even their friends when they come over to play. Whether they’re in the car, playing right beside me, or alone in quiet time, these toys are a continual source of fun in our home.

Long-Lasting Toys for Toddlers – Ages 1 to 2 Years

  1. Chunky Puzzles. The great thing about these early learning puzzles is that little fingers can grasp the pieces easily and figure out where they go. Both of my children learned the art of puzzling first from a Melissa & Doug 8-piece Chunky Puzzle (and they still play with it).
  2. Activity Boards. Like puzzles, these sturdy and colorful activity boards offer toddlers a chance to buckle, bolt, snap, lock, and latch as fast as their tiny hands can manage it. This is an exceptional activity to promote hand-eye coordination and, if you’re like me, you’ll find yourself tempted to put the activity board together, too, when no one’s watching. ::cough:: So that’s just me, then?…

Long-Lasting Toys for Toddlers – Ages 2 to 3 Years

  1. No-Mess Painting Craft. Did I mention how much I love taking Melissa & Doug products on road trips? The kids love painting with these Melissa & Doug On the Go Water Activity Books. They simply use a brush with water inside and the colors appear on the pages. After a few minutes, the colors fade and the children can paint on them again. This has been great for my 3-year-old who can write her alphabet and numbers, largely in thanks to the ABC and 123 Water Activity Books we own.
  2. “Make-Believe Play” Toys. My niece recently received a Melissa & Doug Christmas Cookie set. I watched throughout the rest of the night as she walked around the room offering each family member a wooden Christmas cookie with a huge grin on her face. It’s so fun to make believe and to do so with such adorable toys. For example, if you’re a coffee drinker, your child might like to become a little barista with this Melissa & Doug Wooden Brew & Serve Coffee Set.

These are only a few options of things your children might enjoy. I shared them because they are the ones my own children have enjoyed. Now, I encourage you to browse around and try one out for your own toddler. I bet he or she will have a lot of fun with it for a long time.

What long-lasting toys for toddlers have you found? Share them in the comments below!

Image Credit: Tiffany Terry (Creative Commons)

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