fbpx

Kids Ain't Cheap

But They Sure Are Worth It

Save Money on Entertainment with Reciprocal Museum Passes

| Leave a Comment

Save Money with Reciprocal Museum Passes

Recently, I took my children to our local art museum. It was the first time we went, and we enjoyed it. Buying a yearly pass was twice the cost of one-day admission, so we decided to upgrade. We knew we would be back, so the passes will pay for themselves after our next visit. But then, I found out the passes offer us reciprocal admission to many museums around the country! Those passes will save us a lot of money and give us an affordable entertainment option throughout the year.

What Museum Associations Offer Reciprocal Passes?

The museum we bought the yearly passes for is part of the North American Reciprocal Museum Association (NARM). There are over 1,175 museums in this network, all of which we have free access to with our museum pass. These museums are in the United States, Canada, Bermuda, El Salvador, and Mexico. In our state alone, there are 12 museums to which we will have access.

NARM is just one of many museum networks. You can also choose from the following organizations:

Art Museum Reciprocal Network (AMRN),

Association of Science and Technology Centers (ASTC) Travel Passport

Time Travelers (This pass offers free entry to some participating museums, but others only offer discounted entry with the pass.)

Smithsonian Affiliates, (Note that not all museums on this list choose to participate in the reciprocal agreement. While there are seven museums on this list in my state, only one participates in the reciprocal agreement.)

American Horticultural Society (AHS),

Association of Zoos and Aquariums (AZA), (Membership gives you 50% off at most zoos and aquariums on their reciprocal agreement.)

Reciprocal Organization of Associated Museums (ROAM),

Association of Children’s Museums (ACM), (Membership gives you 50% off the 200 children’s museums in the reciprocal agreement.)

Museum Alliance Reciprocal Program (MARP)

How to Save Money with Reciprocal Museum Passes

If you want to get the most for your money, choose the reciprocal program your family will use most frequently.

As mentioned above, read the fine details. Some reciprocal programs get you free admission to any of the participating programs. Others only offer discounted admission. Some have many participating museums in your state, others only have a few.

If you’re planning on taking a vacation during the year, check which programs have museums you’d be interested in visiting during your trip. Using a reciprocal pass can be an excellent way to reduce your vacation costs.

If You Can’t Afford a Museum Pass

Save Money with Reciprocal Museum Passes

Photo by Caroline Hernandez on Unsplash

Buying a season pass to just one museum in one of these reciprocal associations can make visiting museums throughout the year extremely affordable. However, some people cannot afford a season pass to even one museum. For those individuals, consider the Museum for All program.

Museums for All offers SNAP (Supplemental Nutrition Assistance Program) recipients free or discounted admission to 700 museums throughout the United States. Where I live, if I go to a local science museum with my three kids, I will pay $30 for admission. However, a SNAP recipient will just pay $12 for her and her three kids to enter, so the savings can be significant.

Final Thoughts

I hope these strategies help you save money on entertainment with reciprocal museum passes. We’re excited we’ll be able to visit our local museum several times this year AND visit other museums in our state that are part of the same group.

Read More

Save Money and Keep Kids Entertained By Rotating Streaming Services

Cheap, Fun Ways to Stay Cool This Summer

Ways to Whittle Down the Cost of Raising a Child

Cheap, Fun Ways To Stay Cool This Summer

| Leave a Comment

Cheap Fun Ways to Stay Cool This Summer

After a long, cold winter, most of us embrace the warmer summer temperatures. . .until the weather becomes uncomfortably hot. We’re in Arizona and going through a heat wave; the daily highs will be 114 to 115 degrees for the next week. However, just because it’s hot doesn’t mean you and your kids have to be confined to the house all day. There are many cheap, fun ways to stay cool this summer.

Outdoor Activities

Play in the Water

Slap some sunscreen on and break out the sprinkler! My girls are 11 and 12, and they still love to run through the sprinkler and cool down.

If your kids are too young for a sprinkler opt for a kiddie pool or water table. When our kids were little, they could play for hours splashing water and throwing stuff in the water of their small stand-up water table. This is cheap, easy entertainment while still enjoying the summer.

You could also take the kids to the local community pool. Once a week my husband takes the kids to our community pool to cool off for a few hours.

Enjoy the Shade

Trust me, I know, some days even shade doesn’t cut it, but for the other days, plan a day of shaded activities only. One fun idea is to build a fort outside with sheets to play in! You’re protected from sun yet burning off some energy while enjoying fresh air.

Eat Some Cool Treats

Experiment with fun, cool healthy treats. Freeze smoothies into popsicles, eat some frozen fruit or jazz up water with frozen fruit for added flavor. Making homemade ice cream and experimenting with flavors is another option.

Indoor Activities

Walk Inside

If you need the A/C, try getting exercise at the same time. Super hot summer days are a great excuse to go to the mall…for a walk. Malls are air-conditioned and have wide halls that make a great walking path. If a true shopping trip isn’t in the budget, go to the mall and maybe grab a small treat like an ice cream at the food court. As long as your child knows the stipulations for the trip to the mall, whining should be limited when they can’t get the t-shirt/teddy bear/cell phone that they need.

Go to the Summer Movies

Every summer, theaters around the country offer discounted movie tickets for kids and their parents. Often, you can buy tickets for as little as $1. True, you don’t get to choose which movie you see at that price; you have to see the movie that the theater company designates. However, who can argue with a cheap movie and two hours of air conditioning while you watch?

Go Bowling

Fun Cheap Ways to Stay Cool This Summer

Photo by Todd Diemer on Unsplash

Likewise, bowling alleys also offer discounted bowling rates for kids. While this activity is fun, it’s probably the least frugal activity on the list because the price of renting bowling shoes can add up quickly. If your kids have their own bowling shoes, then this activity becomes much cheaper.

Final Thoughts

Hot summer days don’t mean all fun has to be zapped. While it is more difficult, it isn’t impossible to find cheap fun ways to stay cool this summer.

What are your favorite ways to stay cool this summer?

Read More

12 Free or Cheap Things to Do with Kids This Summer

How to Eat Well in the Summer

Cleaning Poop and Other Jobs Your Kid Can Do This Summer to Earn Money

Free Printable Kids Money for Download

| Leave a Comment

Getting ready to teach your children or students how to interact with money? That’s fantastic! Not only will this building block help them learn mathematics like counting by fives and tens, but it will also prepare them for the workplace. Let’s take a look at a variety of free printable kids money available on the Web and ways to teach kids about money.

play money for kids

Free Printable Kids Money for Download

Monopoly Money

One of the most recognizable currencies for children (or at least this 90s kid) is the brightly colored money from the Hasbro game, Monopoly. These bills differ from U.S. currency in appearance but offer your children a chance to practice their counting, sorting, and hand-eye coordination skills.

Download your free printable Monopoly money here.

U.S. Coins

Are your children ready to learn coin values? Making change? Let’s take a look at some printable coin sheets for you:

Customized printable sheets of play money – At StemSheets.com, you can customize the number and denomination of play coins you need on each sheet. For example, you can print off 20 coins of each value (up to a quarter) on a single piece of paper. That’s 80 coins – in color – on one sheet.

Printable coins and coloring pages – Head over to EnchantedLearning.com to view printable images of quarters, dimes, nickels, and pennies. Also, view a myriad of coloring pages for your child to enjoy as they educate her about U.S. coins.

Printable coin math worksheets – Ready to test your child’s knowledge of counting and making change? These free worksheets are great tools for just that.

Bonus Read: “6 Fun Money Games for Kids“

U.S. Dollars

Got a bank teller in the making? Help your children or students identify the correct face on each piece of currency and count them in quantities of fives, tens, twenties, or even hundreds with these options:

Fake Play Bills – Looking for fake $1, $5, $10, $20, $50, and $100 bills for your kids? Here is a complete list of free and printable play bills. These can engage your young child in a myriad of money lessons like counting, sorting, and even practicing good habits like using the envelope system.

Realistic Bills – Add a Face – A great way to quiz your child on whose face belongs to which bill is to show him this realistic play money with no face in the middle. After printing out these bills by denomination, he can color in his own face for some added fun. No worries. It’s only a federal crime to deface U.S. currency when it’s not play money. 😉

Games and Play to Teach Kids About Money

In the preschool years, kids are just beginning to learn that money has value and can be used to buy goods.  In early elementary, they learn to distinguish between the various bills and coins and their value.  You can help your child become money smart at an early age by playing money games with them.  Consider some of the following:

Buying Groceries

Print, cut, and laminate these terrific flash cards to quiz your child on prices at the grocery store. For example, she can use her fake money to pay for a $2 bag of popcorn or $1 bottle of water or do the math to pay for them both.

As your child gets older and masters this play game, you can take her with you to the grocery store.  Give her a certain amount of money and ask her to buy a few select things from your list.  This is a great time to teach her the difference between name brand and unbranded goods and the price difference between them.

Going to a Restaurant

Free Printable Kids Money

Photo by Annie Spratt on Unsplash

Take advantage of your child’s love of play to play a game of restaurant.  Present children with a menu using one of these realistic free menu downloads.  Then, let your child choose his food, pay for the meal, and leave a tip.  This is an excellent time to talk about budgeting and staying within a budget when dining out.  Don’t forget to let your child switch roles and practice being the waiter.

Using Printable Play Checks

Is your child old enough to write? Then he’s old enough to learn how to write a check. Paper checks may seem archaic in today’s digital world, but it’s still a foundational skill from which your child will build his financial knowledge upon.

For example, give him a set list of chores to complete, then pay with a check using these free printable checks. Teach him how to understand the information on the check, endorse it properly on the back, and cash it. This will help him understand the role banks and employers will play in his life later, even if his paychecks are directly deposited.

Practicing Estimation

Another fun activity is helping your children practice estimation.  Fill a glass jar with coins, and let your kids guess how much money is in there.  The person with the closest estimate wins a small prize.

Collecting Change

Another idea is to save all your coins in a jar as a family.  Decide together what you’ll use the money for.  Maybe you’ll use it for a fun day out or for a donation to a charity you all agree on.

Teaching about Interest

For older elementary kids, teach them how interest works.  They can deposit money with you for their savings, and every month you can give them interest, at a rate you’ve determined, on their savings.  Your kids will likely be excited by this “free” money they’ve earned and want to save even more.

Final Thoughts

We all want our kids to be savvy when it comes to saving and spending.  Those skills should start being developed early, when kids are three to ten, through printable money and games with the kids.  The earlier you can start them understanding the value of money, the longer you have to teach them how to use money responsibly.

Bonus Read: “How to Teach a Child to Count Money“

Got any favorite ways to teach kids about money? We’d love to hear about them in the comments below!

Read More

Parenting Win: Teaching Money Skills to Your Kids,

Games That Teach Kids About Money,

Free Apps that Help Kids Manage Their Pocket Money

Free Online Games to Teach Kids about the Environment

| Leave a Comment

If you’re a mom of kids under 12, you know that one of the best ways to teach kids so that they actually remember information is to play games.  Games are fun, so kids are eager to play, not knowing (or caring) that they’re actually learning something.  If you have science minded kids, there are many free online games to teach kids about the environment.

Free Online Games to Teach Kids about the Environment

Free Online Games to Teach Kids about the Environment

There are so many games and so many ways you can teach kids about the environment!

Games for Ages 4 to 7

Even your little children can learn about the environment with these fun games.

Environmental Protection Agency

Free Online Games to Teach Kids about the Environment

Choose one of three games for ages 4 to 7 to teach them about air pollution and what the various colors mean—green day, red day, etc.

National Institute of Environmental Health Sciences

There are many, many games on the Kids Environment Kids Health page from the National Institute of Environmental Health Sciences.  These games are for kids in 1st to 4th grade.  The free online games to teach kids about the environment include:

Climates of the World

Kids match children in a variety of clothes with the climate and country that they live in.

Matching Game

In one of the matching games, kids can match bird songs with the birds that make them.

Do check this site out as there is so much here young kids would like include many different games, jokes, riddles, and songs.

Energy Star

Calling all Dr. Seuss fans!  The Energy Star website has a fun game called Join the Lorax.  Games include coloring the Lorax characters, completing a word search, and a picture search for energy efficient items.

Games for Ages 8 to 12

SciJinks

Free Online Games to Teach Kids about the Environment

The SciJinks site has many different games for kids from grades 3 to 7.  This site has 23 games including a hurricane simulator and a tornado simulator (kids will probably enjoy seeing the flying cow spinning around when the tornado hits).  Game topics include:

  • Weather,
  • Hurricanes and Storms,
  • Clouds, Water, and Ice,
  • Tides and Oceans,
  • Atmosphere,
  • Seasons,
  • Satellites and Technology,
  • Space Weather

EPA

For those who prefer more scholarly free games to teach kids about the environment, the EPA has an ozone science crossword puzzle.  This puzzle would be perfect for 5th to 7th graders.  There are 17 clues and 17 answers to choose from.

Energy Kids

The U.S. Energy Information Administration has all sorts of activities for kids on the part of their website called Energy Kids.

They have fun energy-related riddles such as, “How do energy-conscious people feel about wind power?  Answer—they’re blown away.”  When my son was in 3rd grade, he would have loved riddles like this.

They also have energy slang terms as well as puzzles (Sudoko, slider puzzles, crosswords and word searches).

For students who love participating in science fairs, the site has science fair experiment ideas for all ages, K-12.

Lastly, the site has suggestions for energy-based field trips as well as a brief description of each site.

NASA Science

For your kids in grades 6-9, Nasa Science has a game to teach your kids about energy flow called Go with the Flow.  Kids get to experiment with how salt and heat affect the weather and the water currents.

If your child is interested in learning about space weather, there is also a game for that on the site called Shields Up!

Smithsonian Science Education Center

If you want to teach your kids about the environment, the Smithsonian Science Education Center site has games for kids in grades 3 to 6.

In the game Habitats, children are given a picture of a habitat (habitats range from desert, coral reef, jungle and marsh.)  They then can choose from images of three animals to decide what animal belongs in that particular habitat.

Similarly, they also have a game, Home on the Range, that corresponds with 2nd grade learning standards.  Kids try to find animals and plants that exist in certain habitats around the United States.  If they don’t know the answer, they can click on each animal or plant that is a possible answer and read more about that particular one.

Smokey for Kids

Teach your kids about the dangers of wild fires with the Smokey for Kids site.  Not only do kids learn how to prevent wildfires, but they also can play games to reinforce what they learn.  Kids might find it especially fun to play the Storymaker Game.  They first fill out quite a bit of information personalized to them, and then a story is created using that information.

Water Sense

In the Water Sense game, created by the EPA, lead the water drop through a maze, being careful to avoid water wasters.  This game is great for late elementary and early middle school students.

Smithsonian’s National Zoo & Conservation Biology Institute

In the Migration Game, students answer questions about migration.  Each question that they answer correctly gets Wanda the Wood Thrush closer to her summer home in Maryland from her winter home in Costa Rica.

Sample multiple choice questions include, “When do Wood Thrushes fly when they are migrating?” and “How long does it take a Wood Thrush to migrate from Costa Rica to Maryland?”

Recycle City

Another site created by the EPA, Recycle City offers two activities for kids.  First, there is the Recycle City Challenge, where kids can answer questions about actions people can take to reduce waste and energy use.  They can earn points and jump on the leader board.

They can also play the Dumptown Game.  The player is in charge of Dumptown and must start programs to reduce waste and encourage recycling.  Players will be able to see the financial differences based on the programs they implement.

Final Thoughts

Most kids love playing games, all the better if they’re electronic games.  Why not use these free online games to teach kids about the environment to both entertain and educate your children?  I’m guessing your kids, if they’re like mine, would be happy to try out these games and learn new jokes and riddles to add to their repertoire.

Memory Jar – Fun Way For Kids To Look Back

| Leave a Comment

memory jar

Teaching our kids gratitude is one thing that is tops on the list of values to teach. Strangely, our brains are designed to focus more on negativity and survival rather than enjoying the moment. Thankfully, we can change that easily be showing gratitude and remembering the great things that have happened. A memory jar is a perfect way to focus on the moment and relive those later in life.

[Read more…]

Where to Get the Best Pacman Coloring Pages

| 2 Comments

pacman coloring pages

Maybe it’s a rainy day, and the kids are testing your nerves—the day where nothing seems to satiate their boredom, and you want to scream. Hey, we all have been there! I remember one rainy day in which my child decided that coloring was fine—as long as he could color this one thing, Pacman. He had been playing a lot of Pacman on our Wii, and he wouldn’t look at anything else. Fortunately, I was able to find him some Pacman coloring pages and save my sanity at the same time. Here are my favorite sites for Pacman coloring pages. You might even like them for some of their other coloring pages as well.

[Read more…]

Save More Money With the Best Restaurant Deals and Apps for Families

| Leave a Comment

best restaurant dealsSometimes you want more than your home cooking or a hamburger from a local fast food eatery. But if you have kids, dining out can be expensive. Thank goodness some restaurants offer free meals for kids so parents can enjoy being served instead of serving. You can check your local restaurants for deals, but here are five of the best restaurant deals (and some reward programs and apps) that will help you save money next time you’re out.

[Read more…]

5 Free Printable Baby Shower Games

| 4 Comments

free printable baby shower gamesYou’ve graciously offered to throw a baby shower for someone. Perhaps it’s a friend, coworker, or family member. Well done! It’s a fun time, but planning can be stressful. That’s why I’ve put together a roundup of free printable baby shower games to make the most of the mom-to-be’s special day.

5 Free Printable Baby Shower Games

Name That Baby

This is a game we used at my baby shower. Simply pass out the printable forms with a list of animals and have each guest write the names of baby animals of the same breed. for example, goose and gosling.

Find your printable sheets for “Name That Baby” here.

Name That Nursery Rhyme

This single sheet lists several first lines from famous nursery rhymes. Test your guests and see who gets the most right! The printable sheet and answer key are both at the link below:

Print off your copy of “Name That Nursery Rhyme” here.

Baby Bingo

Baby Bingo is a simple and fun game shower guests of any age can play. Print off several of these bingo cards – blue or pink. Make sure you have game pieces, candy, buttons, or coins for players to use for their cards. In each box, write what the expectant mother could potentially receive at her baby shower. For example, diapers, baby blanket, or lotion.

Call out each item and see who calls “Bingo” first!

Choose your printable “Baby Bingo” cards here.

Baby Shower Scavenger Hunt

A great ice breaker that helps people interact with one another is a scavenger hunt. Ask your guests to form into teams of two or three, then give each team a copy of the first clue. The rest of the clues have been hidden by you throughout the house.

I like this version of a scavenger hunt for a baby shower because each clue is fill-in-the-blank, making the clues more solvable and moving the game along at a nice pace. Make sure you have enough prizes for each team member to receive!

Get your “Baby Shower Scavenger Hunt” clues here.

Baby Shower Charades

Could you stand up in front of your friends and describe “Mary Had a Little Lamb” without using words? Try this fun version of charades that centers around popular nursery rhymes. Cut up each choice and have each guest draw one out of a hat to act out.

You can choose a different theme for charades, of course. You can have your guests act out baby-related things like going into labor, swaddling a baby, or having your water break. Oh, the possibilities for fun…

Print off your nursery rhyme-themed “Baby Shower Charades” here.

If you’re looking for more free printable baby shower games or need help putting together your theme, invitations, or snack ideas, then be sure to check the wealth of resources on Pinterest. These five games should help your guests break the ice and enjoy their time making memories and honoring their friend.

Next Up: “5 Quality Baby Items That Are Worth the Investment”

Which baby shower games have you played? Share a favorite with us below!

Image Credit: jdurham (MorgueFile)

Planning on staying home after your baby is born? Check out our top financial resources for stay-at-home moms:

How to Launch a 52-Week Money Challenge for Kids

| Leave a Comment

52-week money challenge for kidsAs you set your goals each year, it’s fun to include your children in the process. Involvement helps them learn to set goals of their own. In the interest of helping them develop strong savings habits, why not have them participate in a 52-week money challenge for kids?

Similar to the well-known 52-week money challenge for adults, the kids’ challenge helps kids to save more money by determining a set amount of cash to put into a savings account, and then increasing that amount each and every week.

How to Personalize Your Child’s 52-Week Money Challenge for Kids

Based on your child’s age and his or her ability to access money, you can pick the weekly money amount that works best for their particular situation.

Even with the smallest weekly contribution, the savings will add up. If your child is younger, you can start with a small amount – for example, a nickel – each week. Here’s how the challenge works:

  • $0.05 contribution – WEEK 1
  • $0.10 contribution – WEEK 2
  • $0.15 contribution – WEEK 3

And so on. If you choose to use a nickel for the challenge, your child simply increases each weekly savings contribution by one nickel. By the end of the 52 weeks, your child will have saved $68.90.

Here is a breakdown of other coin values and potential savings amounts:

  • Dime = Save $137.80 by the end of the 52 weeks.
  • Quarter = Save $344.50 by the end of the 52 weeks.
  • Dollar = Save $1,378 by the end of the 52 weeks.

Why Teaching Kids to Save is Important

We’re living in a time where it’s easy to not save money. Clever marketing and social pressures encourage kids to spend rather than save. Therefore, they start to believe they can have the latest and greatest of everything on the market – without the hard work of earning it.

Saving money is becoming less and less important to people as generations go by. America’s declining savings rate proves it. In May of 1975, the personal savings rate in the United States reached a high of 17%. At the end of 2016, it was 5.4%.

By teaching our children to develop a habit of saving money, we give them a head start on the road to financial responsibility.

Other Ways to Teach Kids to Save

Besides using a 52-week money challenge for kids, there are other ways you can teach your children to make saving money a consistent habit.

  • Require your kids to save a percentage of all money they earn or receive as a gift
  • Boost your child’s enthusiasm for saving by committing to match what they put into savings dollar for dollar
  • Create a savings contest between you and your child (or between your children) to see who can save the biggest percentage of their income for the year

The 52-week money challenge for kids is a great way to encourage children not just to save money, but to challenge themselves to save more than they initially thought was possible. So, give your kids the gift of making savings a habit starting today.

Bonus Reading: “6 Fun Money Games for Kids”

Would you ever do a 52-week money challenge with your child? Have ever done one on your own? Let us know in the comments below!

Image Credit: Nathaniel_U (Creative Commons)

Are you a stay-at-home mom? Make sure you bookmark or pin some of these resources for later!