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4 Road Trip Tips When Traveling with Tweens

June 23, 2022 | Leave a Comment

Road Trip Tips When Traveling with Tweens

Eight years ago, we moved from Chicago, Illinois to Tucson, Arizona. We still had family in Michigan, so we have made the road trip across 1,900 miles one way to visit family six times now. When we made the first trip, our kids were 10, 5, and 4. Our most recent trip was just a few weeks ago, and the kids are 18, 13, and 12. Traveling with them now is much easier, but regardless, the trip is a long one. We’ve learned many road trip tips when traveling with tweens. If you’re traveling with kids in the eight to 12-year-old age range, these tips may help your family survive a long road trip.

Road Trip Tips When Traveling with Tweens

Tweens are easier to travel with than younger kids, but they still can get bored quickly. Try these tips to make the trip go faster.

Make Maps for Them

I mapped out our route on Google Maps, magnified it, and printed it out. Then, I made binders for each kid with the seven pages showing the route. I put the pages in plastic page protectors and gave the kids dry erase markers. They marked on the pages as we passed areas, so they could see how much progress we had made and how much more we had to go. I also marked where we were stopping each night to make the three-day trip seem less daunting.

Have Them Pick a Fun Activity

Road Trip Tips When Traveling with Tweens

Before we left, each child researched the route and found one fun thing they wanted to do. Our favorite activity that a child picked was Cadillac Ranch in Texas. We brought along some spray paint and joined others in spray painting the upside-down cars planted in the ground. When we have driven by later, other times we are making the trip, the kids still talk about the fun they had and how weird the attraction is.

Pack Food. . .and More Food

Tweens are hungry most of the time, especially on a road trip. We pack sandwiches and chips for lunch, but we also pack A LOT of snacks. Popular snacks include beef jerky, pretzels, granola bars, squeezable apple sauce, squeezable pudding, and fruit. Make sure the kids can easily access the snacks.

Limit Stops

Our drive is so long that it takes us 10 to 12 hours of driving each day to get to Michigan in three days. Add in a fun stop, and there’s not much time for anything else.

When we stop for gas, we also use the restrooms and get out our sandwiches, if it’s lunchtime. When we combine all of our stops in one, we only stop for 10 or 15 minutes before we’re on the road again for another three to four hours. We have found Love’s Travel Centers have the cleanest restrooms.

Final Thoughts

Traveling with tweens is less stressful than traveling with younger kids, but they can still get bored and antsy on long road trips. Use these road trip tips when traveling with tweens for a smoother, more entertaining drive.

Read More

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Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time Tagged With: planning a road trip, Road Trip, Travel, Travel With Children, Traveling with Children

StoryWorth: The Most Thoughtful Gift That Can Be Cherished for Years

June 9, 2022 | Leave a Comment

Most Thoughtful Gift

My grandma died almost 20 years ago at the age of 90. I was close to her and thought I had asked her everything I needed to about her life. But as I get older, I realize there are still more things I would like to ask her and more I would have liked to have known about her, especially her younger years before I was born. I wish StoryWorth, the most thoughtful gift, would have been around when she was in her 70s and 80s.

What Is StoryWorth?

StoryWorth is a website that helps you learn about your relatives’ lives. For a $49 fee, you can get one question a week sent to your relative. Your relative answers the question, and StoryWorth compiles all of the answers. Your relative can also add pictures to the stories. After one year, the stories are bound into a hardcover book.

What Questions Are Asked?

StoryWorth has hundreds of questions. When you first pay for the subscription, StoryWorth populates 52 questions automatically. However, you can change out questions by looking through the available questions. This allows you to target specific information you’d like to know. Some potential questions include, “Describe one of your most memorable birthdays,” and “How did you meet your spouse? When did you decide you wanted to marry them?”

The Most Thoughtful Gift’s Stay Power

StoryWorth is an excellent gift for you and your children to learn more about older relatives’ lives. However, this gift is a gift that keeps on giving.

As I get older, I’m spending more time researching my ancestry. I have a great, great, great grandfather, Alonzo, who fought in the Civil War. He kept a journal during that time, but the journal was factual information about the battles he was in and the marches the soldiers took. There was nothing personal. I discovered that Alonzo’s mother typed up a two-page document about her life, which included personal information about Alonzo. That is a cherished document because those relatives now are more than a branch on my family tree. I have a glimpse into how they lived.

Imagine how cherished a StoryWorth book full of memories will be to future generations when they want to know more about the people in their family tree!

Our Experience with StoryWorth

The Most Thoughtful Gift

I bought my mom a subscription to StoryWorth for Mother’s Day. She has answered every prompt with several paragraphs of writing. Although I know the stories behind most of her answers, my kids didn’t. They love learning more about their grandmother’s life, especially when she was younger.

Final Thoughts

StoryWorth is the most thoughtful gift for the recipient, the gift giver, and future generations. The recipient gets to share the stories of her life and relive her memories. The gift-giver learns more about the recipient’s life and create a cherished keepsake. Future generations of family genealogists get a priceless document that will let them deeply learn about the life of one person in their family tree.

Read More

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Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time, Growing Up Tagged With: genealogy, Gifts, grandparents, Mother's Day Gifts

7 Free Activities to Do with Toddlers This Summer

May 19, 2022 | Leave a Comment

Free Activities to Do with Toddlers This Summer

When my kids were toddlers, we tried to do something outside the house every day, especially on the weekend. Staying inside made me stir-crazy, and I wanted the toddlers to burn off some energy outdoors. Summertime was my favorite time because there are so many free activities to do with toddlers.

7 Free Activities to Do with Toddlers

If you don’t want to spend a lot of money keeping your toddler entertained, try these free activities that toddlers love.

Visit Bookstores

Our bookstore had a large wooden train frame and several different toy trains. My son LOVED the train table. He would play for an hour at the table, and he enjoyed watching and interacting with other kids who came to play there. Parents can sit nearby and browse books while their kids play.

If your book store doesn’t have something like this, I still would take the toddlers to a bookstore, sit in a chair, and read them a few board books.

Utilize the Library

The library was one of my and my kids’ favorite places to go because there’s so much for toddlers to do:

Attend Storytime

We were regulars at storytime. Our library had storytime four times a week, and we showed up for many weekly sessions. They even had bilingual story time in Spanish. Afterward, the librarians usually had a craft for the kids to do. These events were a big hit with all three of my kids, and today they are voracious readers, which I attribute partially to all of the storytimes they attended.

Attend Enrichment Events

Likewise, many libraries have enrichment events you can check out. Our library has had magic shows, wild animal presentations, theater presentations, puppet shows, and many more activities. Check out your local library’s calendar and surrounding areas to find these events.

Borrow Busy Bags/Games

Libraries aren’t just for reading! In the kids’ area, many libraries have games and busy bags that their youngest patrons can check out. We always utilized these; my kids loved having new activities to do at home.

Museum Passes

At some libraries, you can check out museum passes, which allow you and your child to get into various museums around town for free! You can utilize these a few times a year to expand the places you have access to for free.

Attend Free Community Events

If you live in a larger city, there may be free community events during the summer. We lived in the Chicago suburbs when my kids were little, and every Saturday, my husband took the kids downtown to an event that featured singing, dancing, and games.

You may also find outdoor concerts, plays, and festivals. Fourth of July parades are usually a hit with the toddler crowd, too.

Swim

Free Activities to Do with Toddlers This Summer

Photo by Kenny Eliason on Unsplash

If you have a lake or public pool nearby, take your kids swimming. It’s never too early to learn to swim, and most toddlers love playing in the water and with the sand on the shore.

Final Thoughts

Entertaining your little one and getting her out and about in the community doesn’t have to cost a lot. These are just a few of the many free activities to do with toddlers this summer.

Read More

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Cheap, Fun Ways to Stay Cool This Summer

Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time, Growing Up, Parenting, Parenting Blog at KidsAintCheap Tagged With: free things to do, Library, Summer Activities, toddlers

4 Steps to Make a Move Smoother for You and Your Kids

April 21, 2022 | Leave a Comment

Gone are the days when people lived all their lives in the same small community in which they grew up. Now, people move frequently and across vast distances. On average, Americans move 11 times in their lifetimes. I’ve moved many times, the most recent a 2000-mile move occurring nearly eight years ago. My husband and I are preparing to move our family again, but this time we’ll utilize four steps to make the move smoother for us and our kids.

Find a Realtor Before You Move

If you plan to buy a house in your new locale, find a realtor before you move. When we moved cross-country, we found a realtor and worked with her long-distance. She was essential in helping us understand the lay of the land and what suburbs would be the best fit for our family.

Visit Before You Move

I highly recommend visiting the new area before you move. My husband and I did this about two months before we moved. He was able to meet and talk with his new co-workers. We also were able to meet with the realtor and see potential houses. Though we didn’t buy a house at that time, the realtor had a much better idea of what house layout we were looking for, and we were able to narrow down the specific neighborhood we wanted to live in.

Once we moved, we bought a house and were able to move in within a month.

Research, Research, Research Before You Go

When we moved previously, I put a lot of time and energy into finding a house but nothing else. However, as we prepare to move again eight years later, I am still researching homes, but I’m also researching more.

Now, I’m researching potential dentists, orthodontists, doctors, and extracurricular activities for my kids. When we move, we want to be able to get started immediately with our new life in a new location. Last time we moved, finding these services took a few months. This time, because I’ve done the research ahead of time, I’m hoping that we’ll be able to jump right into our new life. I would like to have the kids enrolled in their extracurriculars within the first few weeks of relocating.

Join Local Facebook Groups

Steps to Make a Move Smoother for You and Your Kids

Finally, before you move, join local Facebook groups in the new area to ask questions and get a feel for the community.

We homeschool, so I’ve joined several homeschool groups. I ask about homeschool co-ops and available activities, what suburbs people prefer to live in, etc. When we move, the kids will already have groups they can join.

I’ve also joined some mom groups specific to the area.

Another fun group to join is a bucket list or scenic group for the area. You’ll learn about the best places to visit, hike, and explore in your new state.

Final Thoughts

Moving to a new location can be exciting and nerve-wracking. Reduce your nervousness by taking these steps to make a move smoother for you and your kids. In no time, you’ll fit into your new location, and it will feel like home.

Read More

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Can You Homeschool and Work from Home?

Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time, Home and Living, Money and Finances, Parenting Tagged With: buying a house, Moving, relocating

Why I Decided to Teach My Teen to Drive

March 10, 2022 | Leave a Comment

Why I Decided to Teach My Teen to Drive

When I was a teen, my high school offered driver’s ed as a four-week class during the summer. We sat in an air-conditioned classroom during the morning and watched driver’s training videos. Then, in the afternoon, we went out to the parking lot to practice driving a car. Later, we made our way onto the roads. The instructor had a car equipped with pedals on his side to override any mistakes we made when braking or accelerating. However, now, thanks to budget cuts, many schools no longer offer driver’s training. Instead, parents must choose between teaching their kids to drive or paying for a driving school. For our family, there were several reasons why I decided to teach my teen to drive.

Why I Decided to Teach My Teen to Drive

Our family picked this option for a few reasons.

Driving School Is Expensive!

In our area, driving school is expensive! The cheapest package includes two hours of driver’s ed and two one-hour driving sessions for $189. Their mid-level package includes 10 one-hour driving sessions for $699. Their elite package includes 30 one-hour driving sessions for $1799.

Why I Decided to Teach My Teen to Drive

If I picked the cheapest session, I would still have to go out with my teen for many hours of driving, so why not just do it myself?

We ended up buying a home-based driver’s ed program. We watch that for a few lessons. Then we hit the road. So far, our teen has about 10 hours of driving under his belt.

I Can Keep My Cool

Another reason why I decided to teach my teen to drive is that I can keep my cool. If he does something erratic like accidentally pushing the gas instead of the brake (it’s happened!) I can quickly and calmly tell him to hit the other pedal.

If you don’t think you can keep your cool with your teen, I don’t recommend teaching them to drive. My mom went out driving with me just twice before I got my license. Once, I was learning to drive stick shift, and I stalled the car in an intersection when I tried to go from a stop. My mom panicked and started saying, “Go, go! We’re going to get hit!” Let me tell you, that did not help me get the car moving.

We Have a Vehicle to Use

We have two vehicles, one we bought 17 years ago when our teen was just an infant. Of course, I don’t want my son to have an accident, but if he does have a fender bender, this vehicle can take it. If I had a brand-new car, I might not decide to teach my teen to drive.

Final Thoughts

Should you teach your teen to drive? As you can see, that depends on many factors. For our family, I decided to teach my teen to drive because we could save money, I stay calm, and we have a vehicle he can use. However, other families may have to consider other factors and make the decision that is right for their families.

Read More

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Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time, Growing Up, Money and Finances, Parenting, Parenting Blog at KidsAintCheap Tagged With: driving lessons, teen driver

Financial Benefits of Optimally Spacing Childbirth

January 6, 2022 | Leave a Comment

Financial Benefits of Optimally Spacing Children

The average American family has children spaced 2.5 years apart. But is that ideal? What are the financial benefits of optimally spacing childbirth?

Financial Benefits of Optimally Spacing Childbirth

People argue about what is the optimal time between children. Here are some of their arguments for having kids close together and having them four or more years apart.

The Financial Benefits of Having Kids Close Together

Proponents on this side have some good arguments as to why having your children spaced close together is good.

Initial Costs for the Second Child Are Minimal

Because your kids are so close together, you have everything you need for the second child. You don’t need to buy more baby clothes or baby gear because you already have everything you need from the first child.

Parental Careers Are Less Interrupted

If one parent chooses to stay home to care for the children, she doesn’t have to stay home as long if the children are spaced closely together. If your children are only 18 months apart and you want to stay home until they’re both in preschool at age 3, you are only out of the workforce for 4.5 years. However, if you have kids four years apart, in the same scenario, you’re out of the workforce for seven years.

You Get Discounts with Multiple Children

Proponents of having kids close together acknowledge that you may face large expenses at once, such as daycare and college. However, these parents note that you’ll get a discount. When you have two children at the same daycare, you likely get a percentage off the second child. If you have two kids in college at the same time, you’ll receive more financial aid to offset the added expense.

The Financial Benefits of Spacing Kids Four Years Apart

Others argue to reap the financial benefits of optimally spaced childbirth, children should be four years apart. These are some of the benefits you reap with larger spacing.

Only Pay One Large Expense at Once

Financial Benefits of Optimally Spaced Childbirth

The best benefit of having kids four years apart is that you pay big expenses one at a time. Some of the largest childhood expenses are daycare, braces, and college. Because your kids are four years apart, by the time your first child finishes daycare, your second begins. The same is true with braces and college. While these expenses remain constant for eight years since you’re paying them back-to-back, you never face the expense of having two in braces at once or two in college at once.

While those who have kids only two years apart argue that there are discounts for daycare and college when you have two children enrolled, you’re still paying more than if you only had one child enrolled. If you space your children four or more years apart, you avoid a few intense years of high expenses that those with kids close together experience.

My Experience

I have three kids. The first two are 4.4 years apart, and the second and third are just 17 months apart. If I look from a strictly financial standpoint, the first two are optimally spaced. The oldest was able to attend preschool while I worked full-time and my husband went to graduate school full-time. However, after we had the last two 17 months apart, we could no longer afford for me to work. The cost of two kids under two in daycare in one of the largest cities in the United States cost almost as much as my salary. I would have been working to pay for my younger two kids to be in daycare.

Likewise, my oldest was out of braces when my middle child started them, so we only had to pay for one child at a time. (Thankfully, my youngest doesn’t need braces!)

Other Factors to Consider When Spacing Children

However, our choices in life are rarely entirely about finances. When determining how to space your children, you also need to consider other factors besides money.

Non-Financial Benefits of Having Kids Two or Fewer Years Apart

Despite the added expense, there are good reasons to have kids two or fewer years apart.

Children Tend to Be Closer

While this isn’t always true, children who are closer in age tend to have a closer relationship. If you want your siblings to rely on one another and be friends, you have a better chance of that happening if your children are closer in age.

They Have Similar Interests

If your children are close in age, they are developmentally at the same stage. If you want to take them to see a movie, your pick is easy because they’re at the same developmental age. This isn’t true if their sibling is four or five years older. In that case, picking an activity that is age-appropriate for the younger child often means the older child is bored because he’s no longer at that developmental stage.

Non-Financial Benefits of Having Kids Four or More Years Apart

Financial Benefits of Optimally Spaced Childbirth

In my experience, having children closer together is better from a non-financial standpoint. My younger two have a close relationship.  However, my oldest and middle child, who are 4.4 years apart, only recently started developing a closer relationship as the middle one reached her teen years and started to share interests with her brother. My youngest still does not have a close relationship with the oldest.

However, there are some non-financial benefits to spacing kids further apart.

You Have More Time to Recover

When kids are spaced four or more years apart, you have more time to recover from pregnancy and the sleepless newborn days. Honestly, when I had two kids 17 months apart, the first two years are a blur because I was so exhausted. That didn’t happen when my second joined the family.

Easier to Give Each Child Attention

With this age gap, giving each child individual attention is easier. You can read and play with the older child while the younger one naps. You can play with the younger child while the older one plays independently.

Final Thoughts

If you space your kids four years apart, there are financial benefits of optimally spacing childbirth. However, your decision when to add to your family is rarely only a financial one. You should consider all factors to make the best decision for your family.

Read More

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Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Education, Family Time, Money and Finances, Parenting Blog at KidsAintCheap Tagged With: braces, childbirth, college, family finances, spacing children

6 Frugal Activities for Kids During Winter Break

December 23, 2021 | Leave a Comment

Frugal Activities for Kids During Winter Break

Kids around the country are enjoying winter break. While the early days of winter break are likely busy with holiday activities and preparations, the last week can be quiet and a bit boring. If you want to find frugal activities for kids during winter break, look no further than our list. These activities can help your kids relax, have fun, and spend time building memories with family.

Frugal Activities for Kids During Winter Break

Have a Movie Marathon

If your kids don’t get a lot of screen time during the school year, take one day this break and have a movie marathon. Pick two or three movies the family wants to watch, and then camp out on the couch with yummy snacks and the blinds closed. Have a great time watching and then discussing the movies.

Have a Chopped Challenge

Have your kids watched the cooking show, Chopped? If so, why not have a kids’ Chopped challenge at your house. Give the kids three or four items with which to create a meal. Then, you decide which of the kids wins the competition. (As a bonus with this activity, you have one less meal you have to cook this week!) If your kitchen is small, you may want to have one child cook one night with the ingredients and another child cook the next night.

Decorate Cookies

Who says Christmas cookies have to stop when Christmas is over? Have a fun afternoon making and decorating cookies. Make it extra fun by turning traditional cookie cutters into other objects. For instance, instead of making a gingerbread man with that cookie cutter shape, turn it into something else like a unicorn.

Go Sledding

Some of the best fun I’ve had with my kids is sledding with them. Bundle the family up, head out to the nearest large hill in the neighborhood, and go sledding. Stay out for an hour or two, and then come home and enjoy a nice mug of hot chocolate while you warm up.

Build a Snow Fort

Likewise, don’t send the kids out alone to play in the snow. Instead, go out with them and build a snow fort. You can even take a break for a snowball fight. The kids will love you spending time with them and being a kid again with them.

Play a Board Game

Frugal Activities for Kids

Photo by National Cancer Institute on Unsplash

During the busy school week, you may not have time to play games with your kids. During winter break, set aside some time to play board games with your kids. Some of our favorites include 10 Days in the USA, Battleship, Yahtzee, and The 5-Second Rule.

Final Thoughts

While taking a family vacation during break is nice, don’t feel bad if you don’t have the money to do so. Your kids will appreciate you spending time with them and enjoying any of these frugal activities for kids during winter break.

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Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time, Holidays, Money and Finances, Parenting Tagged With: Activities For Family, Christmas break, holiday activities

Save Money on Entertainment with Reciprocal Museum Passes

November 25, 2021 | Leave a Comment

Save Money with Reciprocal Museum Passes

Recently, I took my children to our local art museum. It was the first time we went, and we enjoyed it. Buying a yearly pass was twice the cost of one-day admission, so we decided to upgrade. We knew we would be back, so the passes will pay for themselves after our next visit. But then, I found out the passes offer us reciprocal admission to many museums around the country! Those passes will save us a lot of money and give us an affordable entertainment option throughout the year.

What Museum Associations Offer Reciprocal Passes?

The museum we bought the yearly passes for is part of the North American Reciprocal Museum Association (NARM). There are over 1,175 museums in this network, all of which we have free access to with our museum pass. These museums are in the United States, Canada, Bermuda, El Salvador, and Mexico. In our state alone, there are 12 museums to which we will have access.

NARM is just one of many museum networks. You can also choose from the following organizations:

Art Museum Reciprocal Network (AMRN),

Association of Science and Technology Centers (ASTC) Travel Passport

Time Travelers (This pass offers free entry to some participating museums, but others only offer discounted entry with the pass.)

Smithsonian Affiliates, (Note that not all museums on this list choose to participate in the reciprocal agreement. While there are seven museums on this list in my state, only one participates in the reciprocal agreement.)

American Horticultural Society (AHS),

Association of Zoos and Aquariums (AZA), (Membership gives you 50% off at most zoos and aquariums on their reciprocal agreement.)

Reciprocal Organization of Associated Museums (ROAM),

Association of Children’s Museums (ACM), (Membership gives you 50% off the 200 children’s museums in the reciprocal agreement.)

Museum Alliance Reciprocal Program (MARP)

How to Save Money with Reciprocal Museum Passes

If you want to get the most for your money, choose the reciprocal program your family will use most frequently.

As mentioned above, read the fine details. Some reciprocal programs get you free admission to any of the participating programs. Others only offer discounted admission. Some have many participating museums in your state, others only have a few.

If you’re planning on taking a vacation during the year, check which programs have museums you’d be interested in visiting during your trip. Using a reciprocal pass can be an excellent way to reduce your vacation costs.

If You Can’t Afford a Museum Pass

Save Money with Reciprocal Museum Passes

Photo by Caroline Hernandez on Unsplash

Buying a season pass to just one museum in one of these reciprocal associations can make visiting museums throughout the year extremely affordable. However, some people cannot afford a season pass to even one museum. For those individuals, consider the Museum for All program.

Museums for All offers SNAP (Supplemental Nutrition Assistance Program) recipients free or discounted admission to 700 museums throughout the United States. Where I live, if I go to a local science museum with my three kids, I will pay $30 for admission. However, a SNAP recipient will just pay $12 for her and her three kids to enter, so the savings can be significant.

Final Thoughts

I hope these strategies help you save money on entertainment with reciprocal museum passes. We’re excited we’ll be able to visit our local museum several times this year AND visit other museums in our state that are part of the same group.

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Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Family Time, Money and Finances, Stuff to Do Tagged With: entertaining kids, Entertainment, Frugal, Museum

Teach Your Child About Money – Free Savings Chart for Kids

November 12, 2020 | Leave a Comment

Free Savings Chart for Kids

One of the most wonderful gifts you can give your children is a healthy understanding of money. Not a craving for it or an assumption that it will lead to happiness. Instead, you have the privilege – the responsibility – to teach children about hard work, the power of saving, the dangers of debt, and the gift of giving. To help your children learn, we’ll also set you up with a free savings chart for kids.

How to Teach Your Child About Saving Money

Many people are in crisis mode, financially. It’s impossible to know what they learned or didn’t learn about money at home, but would America look different if more parents taught their children the principles I listed above? What if more parents led by example by communicating together about a budget, saying no more often to frivolous spending, and showing their children how to save up and pay cash instead of using credit cards?

It’s purely my speculation, but I’d go so far as to say we’d have less stress, less divorce, fewer addictions, more giving, and greater job satisfaction. Do you agree?

With the right steps, we can teach our children to live differently.

What About Student Loan Debt?

Free Savings Chart for Kids

Photo by Alexis Brown on Unsplash

You’re probably thinking, “What about student loans? I was just trying to further my education and now I’m overwhelmed by debt as a result.” Totally valid point. I remember approaching high school graduation and hearing everyone discuss their reasons for choosing one school over another. NOT ONCE did my friends and I stew over the debt load we’d receive from student loans. None of us saw what was coming.

In fact, according to StudentLoanHero.com, outstanding student loan debt reached more than $1.64 trillion in 2020.

How can we teach our children to save money in the face of such a burden of debt?

Start the Conversations

A great way to educate your young tribe about the dos and don’ts of spending is to create an open line of communication. Encourage them to ask questions. Show them the process of paying for your groceries or a meal at a restaurant. Take them to the bank and show them how you make a savings deposit.

Also, a conversation is a great way to tackle topics like:

  • Work ethic
  • Getting a job
  • Planning for the future
  • Saving for a major purchase
  • Saving for college (tell them about the ways you are saving for their college while they’re young)
  • Integrity
  • Greed
  • Envy
  • Contentment
  • Generosity

You don’t have to run down this list every night at the dinner table, but the more conversations you do have about these topics, the more seeds your planting in your child’s mind. You’re teaching her how to think about money, not what to think.

Put Them to Work

Free Savings Chart for Kids

Photo by NeONBRAND on Unsplash

We’ve covered the important step of talking about money. Next, it’s time to apply what your child has learned. If he’s old enough to hold a broom or to straighten up his room, your child is old enough to get paid for chores.

It’s important that he knows the money isn’t just for spending. Saving is a difficult concept for young minds, at first, unless they have something for which they’re saving. For example, if your daughter sees a Belle doll in the toy aisle and begs for you to buy it, you have some choices. You can purchase the doll, you can discuss the cost and why it’s not in the budget, or you can write down the dollar amount on a paper, head home, and help her calculate how many chores it’d take to save for the doll.

To aid in that endeavor, here are some free tools you can use with your child.

Free Savings Chart for Kids – and Other Great Savings Tools

Printable Savings Chart for Kids – via CouponsAreGreat.net

Downloadable “Share, Save, Spend” Chart for Kids – via iMom.com

Printable Savings Thermometer Chart – via Frugal-Mama.com

52-Week Money Challenge for Kids

Printable Play Money for Kids

Final Thoughts

Combine a free savings chart for kids with some great conversations and hard work around the house.  You’ll be setting the stage for great financial decisions, which will hopefully follow your children into adulthood!

Got some tips for teaching children to save money? Share one below!

Read More

5 Chores That Teach Work Ethic Principles to Toddlers

How Much, If Any, Should You Pay Your Kids for Chores?

Teach Them Young: 3 Key Tips to Help Your Child Learn about Money

Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Education, Family Time, Home and Living, Money and Finances, Parenting Tagged With: 52 week money challenge, how to teach children to save money, kids and money, savings chart for kids, teach your child to save

Free Printable Kids Money for Download

October 29, 2020 | Leave a Comment

Getting ready to teach your children or students how to interact with money? That’s fantastic! Not only will this building block help them learn mathematics like counting by fives and tens, but it will also prepare them for the workplace. Let’s take a look at a variety of free printable kids money available on the Web and ways to teach kids about money.

play money for kids

Free Printable Kids Money for Download

Monopoly Money

One of the most recognizable currencies for children (or at least this 90s kid) is the brightly colored money from the Hasbro game, Monopoly. These bills differ from U.S. currency in appearance but offer your children a chance to practice their counting, sorting, and hand-eye coordination skills.

Download your free printable Monopoly money here.

U.S. Coins

Are your children ready to learn coin values? Making change? Let’s take a look at some printable coin sheets for you:

Customized printable sheets of play money – At StemSheets.com, you can customize the number and denomination of play coins you need on each sheet. For example, you can print off 20 coins of each value (up to a quarter) on a single piece of paper. That’s 80 coins – in color – on one sheet.

Printable coins and coloring pages – Head over to EnchantedLearning.com to view printable images of quarters, dimes, nickels, and pennies. Also, view a myriad of coloring pages for your child to enjoy as they educate her about U.S. coins.

Printable coin math worksheets – Ready to test your child’s knowledge of counting and making change? These free worksheets are great tools for just that.

Bonus Read: “6 Fun Money Games for Kids“

U.S. Dollars

Got a bank teller in the making? Help your children or students identify the correct face on each piece of currency and count them in quantities of fives, tens, twenties, or even hundreds with these options:

Fake Play Bills – Looking for fake $1, $5, $10, $20, $50, and $100 bills for your kids? Here is a complete list of free and printable play bills. These can engage your young child in a myriad of money lessons like counting, sorting, and even practicing good habits like using the envelope system.

Realistic Bills – Add a Face – A great way to quiz your child on whose face belongs to which bill is to show him this realistic play money with no face in the middle. After printing out these bills by denomination, he can color in his own face for some added fun. No worries. It’s only a federal crime to deface U.S. currency when it’s not play money. 😉

Games and Play to Teach Kids About Money

In the preschool years, kids are just beginning to learn that money has value and can be used to buy goods.  In early elementary, they learn to distinguish between the various bills and coins and their value.  You can help your child become money smart at an early age by playing money games with them.  Consider some of the following:

Buying Groceries

Print, cut, and laminate these terrific flash cards to quiz your child on prices at the grocery store. For example, she can use her fake money to pay for a $2 bag of popcorn or $1 bottle of water or do the math to pay for them both.

As your child gets older and masters this play game, you can take her with you to the grocery store.  Give her a certain amount of money and ask her to buy a few select things from your list.  This is a great time to teach her the difference between name brand and unbranded goods and the price difference between them.

Going to a Restaurant

Free Printable Kids Money

Photo by Annie Spratt on Unsplash

Take advantage of your child’s love of play to play a game of restaurant.  Present children with a menu using one of these realistic free menu downloads.  Then, let your child choose his food, pay for the meal, and leave a tip.  This is an excellent time to talk about budgeting and staying within a budget when dining out.  Don’t forget to let your child switch roles and practice being the waiter.

Using Printable Play Checks

Is your child old enough to write? Then he’s old enough to learn how to write a check. Paper checks may seem archaic in today’s digital world, but it’s still a foundational skill from which your child will build his financial knowledge upon.

For example, give him a set list of chores to complete, then pay with a check using these free printable checks. Teach him how to understand the information on the check, endorse it properly on the back, and cash it. This will help him understand the role banks and employers will play in his life later, even if his paychecks are directly deposited.

Practicing Estimation

Another fun activity is helping your children practice estimation.  Fill a glass jar with coins, and let your kids guess how much money is in there.  The person with the closest estimate wins a small prize.

Collecting Change

Another idea is to save all your coins in a jar as a family.  Decide together what you’ll use the money for.  Maybe you’ll use it for a fun day out or for a donation to a charity you all agree on.

Teaching about Interest

For older elementary kids, teach them how interest works.  They can deposit money with you for their savings, and every month you can give them interest, at a rate you’ve determined, on their savings.  Your kids will likely be excited by this “free” money they’ve earned and want to save even more.

Final Thoughts

We all want our kids to be savvy when it comes to saving and spending.  Those skills should start being developed early, when kids are three to ten, through printable money and games with the kids.  The earlier you can start them understanding the value of money, the longer you have to teach them how to use money responsibly.

Bonus Read: “How to Teach a Child to Count Money“

Got any favorite ways to teach kids about money? We’d love to hear about them in the comments below!

Read More

Parenting Win: Teaching Money Skills to Your Kids,

Games That Teach Kids About Money,

Free Apps that Help Kids Manage Their Pocket Money

Melissa Batai
Melissa Batai

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.

Filed Under: Education, Family Time, Growing Up, Money and Finances, Stuff to Do Tagged With: free printable money for kids, Monopoly money, printable kids money, printable play money, teach kids to count

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