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You Won’t Believe What Made Our List of 20 Things NOT to Leave to Your Kids!

March 1, 2024 | Leave a Comment

When planning for the future, it’s just as important to consider what not to leave behind for your children as what you should. While some items may hold sentimental value, they could end up being more of a burden than a blessing. Here’s a surprising list of 20 things that you might reconsider leaving to your kids.

1. Outdated Electronics

Old electronics like VCRs, flip phones, and bulky TVs take up space and are likely obsolete. They’re not just impractical; they can also be expensive to dispose of properly. It’s better to recycle these items responsibly now rather than burden your children with them. Keeping up with technology trends ensures that if you do pass on electronics, they’re useful. Think current and practical when it comes to tech legacies.

2. Extensive Collections

Your treasured stamp, coin, or doll collections might not hold the same value for your children. These items can take up significant space and might not be as appreciated. Assess their emotional and monetary value before deciding to leave them in your will. Consider liquidating these collections and leaving your children the proceeds instead. An unburdened inheritance is often more valuable.

3. Old or Unused Furniture

That antique dresser or dining set might seem like a valuable heirloom, but style and space considerations vary greatly. Bulky furniture can be a logistical nightmare for children, especially if it doesn’t suit their taste. Consider asking your children if they have any interest in specific pieces before promising furniture. Selling unwanted items and gifting the proceeds can sometimes be more practical. Functional and emotional value should guide these decisions.

4. Inefficient Vehicles

An old car might seem like a useful gift, but if it’s not fuel-efficient or reliable, it could be more trouble than it’s worth. Maintenance, insurance, and potential mechanical issues can make this a burdensome gift. Consider selling older vehicles and creating a fund for a future car purchase instead. A financially smart inheritance can sometimes be more beneficial than a physical one. The key is to leave assets that improve, not complicate, your children’s lives.

5. Timeshares

While the idea of leaving a vacation spot for your children is appealing, timeshares often come with hidden fees and legal complexities. They can be difficult to sell and might not fit into your children’s vacation preferences. Research the true cost of ownership and explore other ways to leave a vacation legacy. An investment in a family travel fund could be a more flexible and enjoyable gift. Flexibility and practicality should be at the heart of such inheritances.

6. Personal Paperwork

Over the years, we accumulate stacks of personal paperwork – bills, receipts, old tax returns. Sorting through these can be a daunting task for your children. Shred and dispose of unnecessary paperwork regularly to prevent it from becoming their burden. Keeping important documents organized and discarding the rest can be a huge relief for your heirs. Legacy planning should include cleaning up personal paperwork to avoid unnecessary stress.

7. Out-of-Style Clothing

Fashion changes, and what was trendy a decade ago may not be today. Clothing that is outdated or worn out is unlikely to be used by your children. Consider donating these items or passing them on to someone who might appreciate them now. A few select, timeless pieces can be a wonderful keepsake, but let go of the rest. Your fashion legacy should be meaningful, not burdensome.

8. Knick-Knacks and Trinkets

While small souvenirs and trinkets can hold sentimental value, too many can become clutter. They might not hold the same meaning for your children and can be overwhelming to sort through. Choose a few special items to pass on and consider gifting or donating the rest. The aim is to leave behind memories, not clutter. A curated selection of keepsakes is more likely to be treasured.

9. Unresolved Debts

Possibly the least desirable thing to inherit, unresolved debts can create financial strain. Plan your finances carefully to ensure that your children aren’t burdened by debts after your passing. Life insurance policies and estate planning can help manage these issues. Clear communication about your financial situation can also prepare them for any potential obligations. A debt-free legacy is one of the best gifts you can give.

10. Excessive Home Decor

Your home décor might reflect your personal style, but it may not suit your children’s tastes. Oversized artworks, extensive ornament collections, or outdated decorative items can be difficult to integrate into different homes. Encourage your children to choose pieces they genuinely like before you pass them on. Downsizing your décor over time can also help. Leave behind a home that feels like a gift, not a storage unit.

11. Outdated Textbooks and Encyclopedias

In the digital age, outdated textbooks and encyclopedias are more likely to collect dust than impart knowledge. The information in them is often outdated, and they take up considerable space. Encourage a culture of digital learning and donate these books to make room for current resources. Modern learning is about accessibility and up-to-date information, which these old texts may not provide. Instead, leave behind a legacy of lifelong learning with access to current and digital educational resources.

12. Expired or Unused Medications

Leaving behind a cache of expired or unused medications can be not only useless but also dangerous. These should be properly disposed of, not passed down. Medications can lose their effectiveness over time and can be unsafe if used past their expiry date. Teach your children about the importance of proper medication management. Consider setting up a healthcare fund or investing in health insurance policies that will be more beneficial in the long run.

13. Dated Fashion Accessories

While vintage fashion can be charming, dated accessories often don’t align with current styles. Your children might not find the same value in old hats, belts, or handbags. These items can clutter closets and take up valuable space. Consider donating them to vintage shops or fashion schools where they can be appreciated. Leave a legacy of timeless style rather than dated fashion trends.

14. Old Magazines and Newspapers

Stacks of old magazines and newspapers are unlikely to be of interest to your children. These items often become a recycling burden. Encourage a habit of regular recycling to avoid accumulation. Digital archives and memory books are more space-efficient ways to preserve important events or articles. Leave behind a clean and clutter-free space that your children will appreciate.

15. Excessive Kitchen Gadgets

An overload of seldom-used kitchen gadgets can be more overwhelming than helpful. Many of these items are often specific to your cooking style and may not suit your children’s. Simplify your kitchen by keeping only the essentials and most loved items. Consider passing down a few cherished recipes or cookbooks instead. A legacy of culinary love and simplicity is more meaningful than a cluttered kitchen.

16. Incomplete Craft Projects

Incomplete craft projects can leave your children with the burden of figuring out what to do with them. It’s better to finish projects or donate the materials to someone who will use them. Leaving behind a few completed, meaningful craft pieces is a better option. Encourage creativity by providing resources and inspiration, not unfinished tasks. A legacy of completed and cherished craftwork holds more sentimental value.

17. Piles of Old Receipts and Bills

Old receipts and bills are rarely of any use to your children and can be a privacy concern. Regularly shredding and disposing of these documents is a good practice. Keeping important financial documents organized and discarding the rest is a thoughtful approach. Teach your children about financial organization and responsibility. Leave behind an organized and concise record of important financial documents.

18. Unfinished Home Improvement Supplies

Leftover paint cans, tiles, and other home improvement supplies can be more of a nuisance than a help. These items are often specific to your home’s decor and may not be useful for your children. Donate unused supplies to local community centers or dispose of them properly. Focus on completing home improvement projects to leave a well-maintained home. A legacy of a well-cared-for home is more valuable than a collection of DIY supplies.

19. Obsolete Home Décor

While certain home décor items can be sentimental, outdated or worn-out decorations may not fit into your children’s lifestyles. Consider refreshing your décor and only keeping pieces that have sentimental value or are timeless. Encourage your children to create their own style in their homes. Donating or selling outdated décor can be a way to simplify your legacy. Leave behind a home that feels welcoming and reflective of your family, not cluttered with outdated items.

20. Unnecessary Pet Supplies

If you have pets, it’s likely you’ve accumulated a variety of supplies over the years. However, these items may not be necessary or useful to your children, especially if they don’t have pets. Donate usable items to animal shelters and properly dispose of the rest. Consider setting up a pet care fund if your children will be taking over the care of your pets. A thoughtful plan for pet care is a more meaningful legacy than a pile of old pet supplies.

Leaving a Legacy of Value and Simplicity

The true value of a legacy lies not in the quantity of what we leave behind but, in the quality, and thoughtfulness of it. It’s about passing on items that have real meaning and use for our children, unburdened by the unnecessary and outdated. By focusing on what truly matters and simplifying our legacies, we can ensure that what we leave behind is cherished and appreciated. Let’s aim to leave a legacy that reflects our love, wisdom, and the essence of who we are, rather than just our possessions.

Latrice Perez

Latrice is a dedicated professional with a rich background in social work, complemented by an Associate Degree in the field. Her journey has been uniquely shaped by the rewarding experience of being a stay-at-home mom to her two children, aged 13 and 5. This role has not only been a testament to her commitment to family but has also provided her with invaluable life lessons and insights.
As a mother, Latrice has embraced the opportunity to educate her children on essential life skills, with a special focus on financial literacy, the nuances of life, and the importance of inner peace.

Filed Under: Family Time Tagged With: Extensive Collections, Inefficient Vehicles, Old or Unused Furniture, Outdated Electronics, You Won'tThings NOT to Leave to Your Kids!

The 13 Most Controversial TV Shows of the Decade

February 8, 2024 | Leave a Comment

In the past decade, television has pushed boundaries and sparked conversations like never before. From tackling sensitive social issues to exploring graphic content, some shows have ignited debates, backlash, and even cultural shifts. Here’s a look at the 13 controversial TV shows that stirred the pot and became the most talked-about for their content.

1. “Game of Thrones” – Redefining Brutality and Nudity

HBO’s “Game of Thrones” redefined what epic fantasy could entail, with its complex characters and intricate plotlines. However, it also drew criticism for its graphic depictions of violence and sexual content, including scenes of rape and brutality.

The show was both hailed for its storytelling and critiqued for its often-gratuitous use of nudity and violence. Its portrayal of women and the handling of sensitive subjects remained a point of contention throughout its run. Despite this, it became one of the most popular and discussed series of the decade.

2. “13 Reasons Why” – A Polarizing Take on Teen Issues

Netflix’s “13 Reasons Why” sparked an intense debate over its portrayal of teen suicide, bullying, and mental health. Critics argued that it glamorized suicide and could negatively impact vulnerable young viewers.

The show’s explicit scenes of assault and suicide led to public outcry and calls for censorship. Despite the controversies, it sparked important discussions about mental health awareness among teens. The series highlighted the need for responsible storytelling, especially on sensitive topics.

3.”The Handmaid’s Tale” – A Disturbing Dystopia

Hulu’s “The Handmaid’s Tale” presented a dystopian future that was as compelling as it was horrifying. The show’s depiction of women’s oppression and the stripping away of their rights resonated with contemporary political and social issues.

It was both praised for its bold storytelling and criticized for its brutal and often hard-to-watch content. The show became a symbol of resistance in women’s rights movements but also faced backlash for its intense and graphic scenes. “The Handmaid’s Tale” remains a powerful yet divisive piece of television.

4. “Breaking Bad” – The Moral Decline of Walter White

AMC’s “Breaking Bad” was lauded for its writing and performances, particularly Bryan Cranston’s portrayal of Walter White. However, the show was controversial for its unflinching look at drug manufacturing and violence.

It raised questions about morality, depicting the protagonist’s descent into criminality. Some viewers felt it glorified drug trade and violence, while others appreciated its complex character study. “Breaking Bad” stands as a masterpiece of television, albeit one that continues to spark debate.

5. “Orange Is the New Black” – Prison Life Unfiltered

Netflix’s “Orange Is the New Black” offered an unfiltered look at life inside a women’s prison. The show was groundbreaking in its diverse representation but faced criticism over its portrayal of prison life and racial stereotypes.

It was both praised for bringing light to issues within the penal system and critiqued for its sometimes sensationalized storytelling. The series navigated a fine line between drama and reality, making it a continual subject of discussion.

6. “Black Mirror” – The Dark Side of Technology

“Black Mirror” on Netflix became synonymous with its dark, often unsettling tales about the impact of technology on society. Each episode presented a new, often dystopian vision of the future, leading to mixed reactions. Some episodes were accused of being overly pessimistic and nihilistic.

However, it was also praised for its thought-provoking content and innovative storytelling. “Black Mirror” consistently pushed the envelope, making it one of the most talked-about shows in terms of its controversial themes.

7. “Homeland” – Espionage with Ethical Quandaries

Showtime’s “Homeland” was acclaimed for its intense drama and complex characters but faced backlash for its portrayal of Muslims and the Middle East. The show was criticized for promoting stereotypes and for its sometimes-one-dimensional representation of terrorism.

Despite these controversies, it was praised for its gripping narrative and performances. “Homeland” walked a tightrope between thrilling television and cultural insensitivity, sparking much debate.

8. “Louie” – Blurring the Lines Between Fiction and Reality

“Louie,” created by and starring Louis C.K., was a critical darling for its unique blend of comedy and drama. However, the show became controversial in light of sexual misconduct allegations against Louis C.K. The semi-autobiographical nature of the show led to questions about the separation between the artist and the art.

“Louie” went from being celebrated for its originality to being scrutinized under a moral lens, highlighting the complexities of evaluating art in the context of the artist’s personal life.

9. “Girls” – Millennial Life, Unvarnished and Unapologetic

HBO’s “Girls,” created by and starring Lena Dunham, was a candid portrayal of millennial women navigating life in New York City. The show was both praised for its realistic depiction of young women and criticized for its lack of diversity and Dunham’s off-screen controversies.

“Girls” sparked conversations about representation in media and the responsibility of creators. It remains a polarizing yet significant part of television history.

10. “True Detective” – A Dark Dive into Crime and Corruption

HBO’s “True Detective” was acclaimed for its gritty storytelling and strong performances, especially in its first season. But, the show faced criticism for its depiction of women and violence.

The dark themes and graphic content, while integral to its noir style, were points of contention. “True Detective” was a critical success but also prompted discussions about the portrayal of gender and violence in television.

11. “House of Cards” – Power Plays and Real-Life Scandals

Netflix’s “House of Cards” was a political drama that became embroiled in controversy following sexual assault allegations against its star, Kevin Spacey. The show was groundbreaking in its storytelling and format, being one of the first successful streaming series.

However, the off-screen scandal overshadowed its on-screen achievements, leading to discussions about the impact of real-life controversies on television shows.

12. “American Horror Story” – Pushing the Boundaries of Horror

FX’s “American Horror Story” pushed the boundaries of what could be shown on television with its graphic and often disturbing content. The show was both lauded and criticized for its bold approach to horror and dark themes.

While it gained a cult following for its unique style, it also faced backlash for its sometimes excessive gore and shock tactics. “American Horror Story” remains a divisive yet influential series in the horror genre.

13. “Westworld” – A Philosophical Puzzle Box

HBO’s “Westworld” combined sci-fi with Western elements to create a complex narrative about consciousness and humanity. The show was praised for its thought-provoking content and visual splendor but criticized for its convoluted plot and treatment of violence, especially against women.

“Westworld” challenged viewers in both its storytelling and its ethical implications, making it one of the most debated shows of the decade.

The Past Decade of Controversial TV Shows

The past decade has seen TV shows become more daring and divisive, reflecting and challenging societal norms. These 13 shows, with their controversial themes and execution, not only entertained but also sparked important conversations, underscoring the power of television as a medium that influences and reflects the zeitgeist.

 

Tamila McDonald
Tamila McDonald

Tamila McDonald is a U.S. Army veteran with 20 years of service, including five years as a military financial advisor. After retiring from the Army, she spent eight years as an AFCPE-certified personal financial advisor for wounded warriors and their families. Now she writes about personal finance and benefits programs for numerous financial websites.

Filed Under: Family Time Tagged With: "13 Reasons Why" - A Polarizing Take on Teen Issues, "Game of Thrones" - Redefining Brutality and Nudity, The 13 Most Controversial TV Shows of the Decade

Revamp Your Game Night! 13 Classic Board Games That Desperately Need a 21st Century Twist!

February 7, 2024 | Leave a Comment

In a world where technology reigns supreme, the classic charm of board games remains timeless. Yet, even these beloved pastimes can benefit from a modern refresh. Here, we delve into 13 classic board games that are primed for a 21st-century makeover, promising to add a spark to your game nights with a perfect mix of nostalgia and innovation.

Monopoly: Digital Currency Edition

Imagine a Monopoly where paper money is replaced with digital currency, creating a seamless and futuristic gaming experience. Players could use an app to manage their finances, bringing a touch of real-world financial savvy to the game. Dynamic market scenarios could be introduced, where property values fluctuate based on real-time economic trends. This version would offer a relevant and engaging way to understand and navigate the complexities of modern economics.

Scrabble: Tech Talk

Scrabble could incorporate contemporary terminology, especially from the tech world, to stay current. Adding tech jargon and acronyms would challenge players to keep up with the constantly evolving language of the digital age. An online version could allow for global multiplayer matchups, using social media platforms for an interconnected gaming experience. This could also include a digital thesaurus and dictionary for instant word validation.

Clue: Augmented Reality Detective

Transform Clue into an augmented reality (AR) experience, where players use their smartphones to find virtual clues and solve the mystery. This could involve interactive crime scenes and virtual suspects, adding depth and excitement to the classic whodunit game. An accompanying app could offer side stories and additional evidence, enriching the narrative and gameplay.

Risk: Global Strategy Online

Risk could be elevated with an online, interactive world map, reflecting real-time geopolitical changes and environmental challenges. Players could face new strategic scenarios, like climate crises or pandemics, requiring adaptive tactics. Online multiplayer modes would allow for global competition, bringing an exciting and contemporary edge to the game.

Battleship: Interactive Naval Combat

Revamp Battleship with electronic boards featuring touch-sensitive screens and realistic sound effects. Players could experience the thrill of naval warfare with visual and audio feedback for each move. The game could offer different modes, like stealth or advanced warfare, introducing modern naval tactics into play.

Chess: AI Enhanced

Introduce an AI component to chess, offering personalized tutorials and adaptive challenges. This could include virtual opponents with varying styles and strategies, providing a diverse range of challenges. Online play with global rankings would add a competitive edge, while AI analysis could offer insights into improving one’s game.

The Game of Life: Modern Life Edition

Update The Game of Life to reflect contemporary life choices and careers, including gig economy jobs and digital nomad lifestyles. Introduce modern financial concepts like investments in startups or cryptocurrencies. This edition could also include diverse family structures and life paths, making it more inclusive and relatable.

Candy Land: Interactive Adventure

Transform Candy Land into an interactive adventure with AR, where players explore a virtual candy world. Mini-games and challenges could be included in each location, making the journey more dynamic. An accompanying app could allow for custom candy creations, which players could encounter in the game.

Operation: High-Tech Surgeon

Give Operation a high-tech twist with realistic medical simulations. Players could use electronic instruments to perform delicate procedures, with different levels of difficulty. Introduce modern medical scenarios and tools, offering an educational glimpse into the world of medicine.

Trivial Pursuit: Digital Genius Edition

Update Trivial Pursuit with a digital interface that offers constantly updated questions and categories. Include social media trends, current events, and modern pop culture to keep the game relevant. An online play option could allow for real-time competitions with players around the world.

Connect Four: Virtual Reality Challenge

Reinvent Connect Four with a virtual reality (VR) setup, where players enter a 3D space to strategically place their pieces. Different game modes could be introduced, like gravity-defying challenges or time-based puzzles, adding new layers of strategy and fun.

Sorry! Interactive Board Adventure

Sorry!

Enhance Sorry! with an interactive board that creates unexpected challenges and obstacles as players move their pieces. Incorporate story elements and mini-games for each player’s journey, making each game a unique adventure. An app could allow for customizing game pieces and boards, adding a personal touch.

Jenga: Augmented Reality Tower

Elevate Jenga with AR, visualizing a towering structure that players must carefully dismantle without toppling. AR could introduce various themes and environments, like a skyscraper or an ancient temple. An app could track the tower’s stability in real-time, offering a thrilling and immersive experience.

Breathing New Life Into Classic Board Games

Breathing new life into these 13 classic board games with modern twists not only preserves their legacy but also aligns them with the digital age. These reinventions promise to bring a fresh, exciting dimension to your game nights, blending the best of tradition and innovation.

Excited to see these classic games revamped? Share this article with fellow board game enthusiasts and spark a conversation about the future of gaming. Let’s embrace the digital age while holding onto the charm of traditional board games. Comment below with your ideas for modernizing your favorite classic game!

Tamila McDonald
Tamila McDonald

Tamila McDonald is a U.S. Army veteran with 20 years of service, including five years as a military financial advisor. After retiring from the Army, she spent eight years as an AFCPE-certified personal financial advisor for wounded warriors and their families. Now she writes about personal finance and benefits programs for numerous financial websites.

Filed Under: Family Time Tagged With: Chess: AI Enhanced, operation the game, Revamp Your Game Night! 13 Classic Board Games, The Game of Life: Modern Life Edition

7 Reasons to Take Your Kids to the Florida Beaches This Year

December 21, 2023 | Leave a Comment

Whether you’ve always lived in Florida or if you’re headed there on vacation, there are many different reasons to take your kids to various beaches in Florida this year. If you’re a family who simply loves exploring new cities and the nature around them or if you want to get away from the city life, you can find plenty to do when you choose to take your kids to the beaches in Florida this year. Before planning your next trip to Florida, keep the following reasons for taking your children to the beach in mind to help create the itinerary of a lifetime.

1. Decompress and Detox From Tech

Using technology has become commonplace for just about everyone, whether you’re at work or school. Helping your children detox from tech while decompressing yourself is much easier to do when you’re in nature and spending time at the beach. Visiting a Florida beach can help you steer clear of the temptation to reach for your phone or computer while allowing you to soak up the sun with those who mean the most to you.

2. Find a Safe Space Outdoors

Finding a safe space outdoors is essential when you’re planning a trip or getaway with your children, especially if they are still young. In Florida, Florida Statue 948.06 was signed into law in 2020, reinstating technical violations that can result in an additional 90 days in jail if an individual is caught violating their probation. This new statute aims to ensure those who are on probation in Florida abide by the law at all times.

3. Enjoy Comfortable Amenities

Many beaches in Florida also have comfortable amenities, such as portable toilets, also known as porta-potties. By 2025, it is estimated that the global portable toilet rental market size will exceed 24.7 billion dollars, according to PR Newswire. Whenever you’re planning a trip to a local beach with children in tow, it may be a good idea to research beaches with accessible portable toilets ahead of time.

4. Complete Renovations at Home While You’re Away

Another reason to consider taking your children to any beach in Florida this year is that it provides the perfect opportunity to complete renovations while you’re away. If you’re in the process of renovating your kitchen, bathroom, or numerous bedrooms, you can do so without children interrupting the process while you’re away at the beach. When it comes to popular remodeling projects today, cabinets account for approximately 28% of all total kitchen renovation costs, according to HomeGuide.

5. Find Your Balance

Find your balance while detoxing from tech on the beach. Decompress from the everyday routine and instead, spend time in nature. Escape and meditate, journal, and converse with your children throughout the day.

6. Explore New Areas

Going to a new beach in Florida is one of the best ways to explore new areas. Trying new restaurants and visiting local shops can help you become acquainted with your surroundings. Explore multiple beaches with your children to find your favorite location.

7. Bond With Your Children

One of the most rewarding reasons to consider taking your children to different beaches in Florida this year is that you will have the perfect opportunity to bond with them. Spending quality time with your children at any age is priceless, especially as they are getting older and want more time with friends and on technology. Visiting the beach in Florida is the perfect time for you to get to know your child on a personal level while taking in the beautiful surroundings.

Anytime you are looking for the perfect getaway that also involves your kids, going to the beach in Florida is a no-brainer. With access to clean facilities and safe surroundings, enjoying the beautiful weather has never been easier than when visiting a beach in Florida. From connecting with your children to simply decompressing and detoxing from technology, there are more than enough reasons to take your kids to one of the many stunning beaches throughout Florida today.

Filed Under: Family Time

How to Help a Child Who is Struggling With Kleptomania

November 14, 2023 | Leave a Comment

Kids go through stages. Sometimes, during development, they may take things that don’t belong to them; this behavior can easily be corrected with guidance. However, kleptomania is not a normal part of development. Kleptomania is a mental health disorder characterized by the inability to resist the urge to steal items. Here is how you can help kids who are struggling with this disorder.

Get Professional Help

Kids who struggle with kleptomania need professional help. Many repercussions accompany this disorder that kids should not have to deal with. For example, according to the Attorney General in Colorado, if a stolen item is valued below $2,000, it is considered a misdemeanor; however, stolen goods valued at over $,2000 are considered a felony.

Not only are kids dealing with kleptomania at risk of serious criminal repercussions they may also have a hard time making and keeping friends. This mental health problem will affect every area of their life. Professional help can improve and help to get the problem under control.

Address Underlying Issues

Kleptomania can be a symptom of other underlying mental health issues. Sometimes, the disease itself is triggered by something else. Sometimes, co-morbid problems don’t seem related. For example, according to the Personality and Social Psychology Bulletin, a cluttered home or dirty living space can increase depressive feelings in women.

It’s important that kids who have kleptomania are thoroughly evaluated for underlying disorders. If the underlying disorder is addressed, the kleptomaniac behaviors may disappear. A whole-person approach must be taken when treating this disorder. Advocate for full testing and exams if you suspect a child is dealing with this disorder.

Educate Them

If you work with kids or have kids of your own that you believe have kleptomania, the best way you can help them is by educating yourself about this disorder. There are a lot of myths about kleptomania that can cloud what you believe about kleptomania. For example, kleptomaniacs are relative to socioeconomic standing.

The fact is that many children who live in single-family suburban homes with two parents with median income suffer from this disorder. According to This Old House, about 73.5% of new homes in 2022 were single families. There is an excellent chance that kids with kleptomania have no reason to steal, yet they can’t control the impulse. Learning more about the disorder can help you find a clear path to helping a child with kleptomania.

Find Healthy Outlets

One of the ways you can help a child with kleptomania is to encourage positive activities that they enjoy, helping distract them from the urge to steal. Sports, crafting, music lessons, and other positive activities can help promote wellness. Positive activities that the child finds fulfilling can help to reduce stress and anxiety for the child.

Monitoring is essential to ensure that the child is enjoying the activity and not showing signs of stress or anxiety, which can trigger kleptomania. Remember, overcoming kleptomania is a gradual process, which means you may not see immediate results by encouraging positive activities, but you must stay the course.

Kids who struggle with kleptomania need the support of mental health professionals, their families, and school personnel to overcome this disorder. It’s essential that every adult who works with the child is cued into the disorder and understands that the behavior is a compulsion and not a choice. Kleptomania should be treated like any other mental health disorder.

This disorder can be overcome With the right interventions and professional help. It takes patience and understanding. Learn more ways that you can help by doing further research. Always do your best to talk to your child directly about these issues.

Filed Under: Family Time

How to Find the Right Family Law Attorney for You

November 13, 2023 | Leave a Comment

Dealing with family issues can be a real headache. Navigating the choppy waters of family disputes, like divorce or child custody fights, is less daunting when you’ve got a top-notch family law attorney in your corner. With Ahrefs telling us that 68% of online experiences kick off with a search engine, finding the perfect legal match might seem daunting. Fret not, as we’ve got your back with these handy tips on how to find the right family law attorney for you.

Start with Specialization

When it comes to family matters, you need someone who’s not just a legal whiz but also a family law expert. E.N. Banks-Ware Law Firm, LLC, for instance, has specialized primarily in family law since 1991. Aim for law firms or attorneys with a solid grip on the finer points of family disagreements to ensure they’re primed to argue your case successfully. Being sure that your family lawyer is fully equipped to nail your case can ramp up your confidence levels.

Hit the World Wide Web

When hunting for solid legal advice, a tip from someone you trust can be as good as gold. Reach out to friends, colleagues, or even that chatty neighbor who always seems to know everyone’s business. But hey, that chatty neighbor who’s always in everyone’s business might know some good family lawyers. Often, it’s not solely about the facts you’ve got under your belt but also about the network of people you’re connected to.

The internet is your best friend in this search. Hop onto your favorite search engine and type in keywords related to family law attorneys in your area. Don’t forget to include your location to narrow down the search results. With so many choices out there, it’s a breeze to weigh up different law firms and lawyers before settling on your pick.

Check Reviews and Testimonials

Once you’ve found a few potential candidates, delve deeper into their reputation. Look for client testimonials and reviews on their website, social media, or legal directories. Keep a sharp lookout for any repeated warnings or shining praises that pop up. Don’t forget a solid history of success can tell you more than words ever could.

Consult the Notary Network

The National Notary Association tells us there’s one notary for every 73 people. Notaries could have helpful insider knowledge about different lawyers. Notaries often work closely with legal professionals and might be privy to the performance and conduct of various family law attorneys. Try asking a reliable notary you know for some pointers on good family law attorneys around your place.

Schedule Consultations

Before sealing the deal, it’s crucial to schedule face-to-face consultations with your shortlisted attorneys. Treat these meetings like casual chats over coffee. Be sure to dig into their background, understand how they handle situations, and ask about their track record. Don’t hesitate to talk about the costs and how you will handle them. You must find what works for your family.

Trust Your Gut

Intuition is a powerful tool. If something feels off during your consultations or research, don’t ignore it. Your gut instinct often knows best. You need to trust your family law lawyer and have a good connection with them since they’ll be helping you deal with personal stuff that can get pretty intense.

Consider Affordability

Legal battles can often burn a hole in your pocket. Before you settle on a lawyer, make sure their fees won’t wreck your budget. Some attorneys offer flexible payment plans or initial consultations at a reduced rate. Don’t hesitate to discuss the financial aspect openly and transparently.

Hunting for the perfect family law lawyer may take a bit of elbow grease, but armed with these pointers, you’re all set to tackle your family issues head-on with the backing of an ace legal whiz. Buckle up, hit the books hard, and never lose trust in this legal journey you’re embarking on.

Filed Under: Family Time

8 Reasons to Move to Texas With Your Kids

November 7, 2023 | Leave a Comment

Texas’s big spaces and mix of cultures give families who want to move there lots of benefits. With its huge open spaces and mix of cultures, moving your family to Texas opens up many cool new things for your kids to see and do. From the robust job market to family-friendly communities and a rich cultural tapestry, here are several compelling reasons to consider Texas as your new home.

1. Thriving Job Market

One of the key reasons to move to Texas with your kids is the thriving job market. With its vibrant job market, especially in tech and healthcare, Texas is a great spot to consider for those hunting for jobs. To support a family in Texas, you can get a good job without spending as much as in other states.

2. Family-Friendly Communities

Texas boasts an abundance of communities that are just perfect for bringing up a family. Whether you prefer suburban neighborhoods or cityscapes, you’ll find safe and welcoming areas to suit your family’s needs. Texas offers nice parks and public schools for the kiddos. Your kids can safely grow up in Texas. According to the Texas Criminal Defense Group, the smallest sentencing for marijuana trafficking charges in Texas is 180 days in jail, as well as up to a $2,000 fine.

3. Learning Chances

In Texas, there’s a wide array of academic prospects tailored to meet the needs and interests of children at every age. The Texas education system offers various educational opportunities for children of all ages. In Texas, parents can chill knowing their kids are set for a top-notch education journey because Texas is committed to innovative educational initiatives.

4. Diversity in Culture

A key feature of Texas is an abundant tapestry of varied traditions and perspectives that shape the unique societal landscape. With its rich mix of cultures, Texas offers a vibrant and inclusive environment perfect for families looking to broaden their cultural horizons. Soaking up the rich cultural tapestry around you can open your kids’ eyes to new perspectives.

5. A Treasure Trove of Outdoor Adventures Awaits You

With Texas’ vast landscapes, there’s a never-ending buffet of outdoor thrills and leisure pursuits waiting to be discovered. Whether it’s trekking through the scenic landscapes of Hill Country or splashing around in the Gulf of Mexico, Texas dishes up outdoor escapades that kids can dive into and relish. Stoke their passion for the great outdoors by leveraging Texas’ stunning natural scenery. Kids as young as three learn to understand the real world through realistic pretend play, which can happen outdoors, according to the Genius of Play.

6. No State Income Tax

One financial perk that makes Texas an attractive destination for families is the absence of state income tax. With a bit more dough in your wallet, you can put away more for your children’s future and elevate the quality of your day-to-day life.

7. Texan Hospitality

Texans are renowned for their warm and friendly hospitality. ‘Friendship,’ the state’s catchphrase, perfectly captures the inviting vibe you’ll feel as soon as you step foot in Texas. Your family will likely find a sense of belonging and community in the Lone Star State, and your children will quickly make friends and feel at home.

8. Cost of Living

Texas offers a cost of living that’s more affordable than many other states. So, living in Texas lets you enjoy a good life without making your wallet cry. Cutting living costs and taxes on what you buy can ramp up your family’s money game. According to RubyHome, 35% of households live in rental properties.

Packing up and heading to Texas opens a new world of exciting prospects for you and your family. Without the burden of state income tax and a cost of living that’s easy on your wallet, Texas becomes an ideal place for families to set up shop and chase their dreams.

Filed Under: Family Time

Meal Planning For A Family On A Budget

October 21, 2023 | Leave a Comment

Meal Planning For A Family On A Budget
Meal planning is the holy grail of the kitchen. The most organized of moms have weekly meal plans prepped somewhere between chaperoning their kids to a myriad of extracurricular activities. You can’t help but wonder how they do it? How do they meal plan for a family on a budget.

But every time you try to pull a meal plan together, it seems more expensive than when you wing it. You’re on a budget, so you need to stick to a reasonable cost per meal, and you’d like some leftovers for lunches. You know there has to be a better way.

Five Tips to Help You Meal Plan For A Family On A Budget

1. Start By Cleaning Out Your Fridge

Before you start your meal plan for the week, open up your fridge, freezer, and pantry. Notice what leftovers you have and plan a meal based on those items. You’ll probably find you have all or most of the ingredients you need for an entire meal. 

This process kills three birds with one stone. One, it allows you to clean out your fridge. Two, you’re less wasteful of the food you’ve purchased. And three, you can save on your weekly grocery shopping. It’s a win-win-win.

2. Rotating Menu of Quick Meals

Make a list of 4 or 5 meals that your family likes and that can be made super quick. For example, every member of my family will eat pizza, anytime, anywhere. As such, there are always 4 or 5 frozen pizzas in our freezer. Other quick and easy dinners include spaghetti and meatballs, grilled cheese and tomato soup, chicken alfredo, and cheeseburger casserole.

Once you have your list complete, always make sure you have the ingredients for these meals on hand. The best practice is to buy them in bulk when they go on sale. Rotate one or two of these meals into your meal plan for the week for an easy, budget-friendly option you know your family will eat.

3. Change Your Life Chicken

The first time I read about Change Your Life Chicken from Kendra Scott of The Lazy Genius – I didn’t think I’d like it. But it seemed so simple that I decided I’d give it a shot. And guess what? I not only liked it, but I loved it.  It’s now a staple on the rotating meal plan in my house.

It’s inexpensive because it uses chicken thighs, it’s easy to make, super simple to clean up, and uses up any leftover vegetables in the fridge. Another good thing about it is the ability to change it up based on what your family likes, or to add variety from what you had last week.

Check out the recipe here and incorporate a version of Change Your Life Chicken into your meal plan once a week. It’ll change your life!

4. Breakfast for Dinner

Who doesn’t love pancakes and bacon for dinner? Breakfast for dinner is a great budget-friendly meal to incorporate into your meal plan once a week. It’s also a good meal for your kids to help out with. They can mix the pancake batter, or whisk the eggs for omelets.

I typically make breakfast for dinner on Sunday nights. We always nap after church so don’t like to eat a heavy meal in the evening.  Breakfast for dinner is is a fun, light meal to whip up together as a family and close out the weekend with.

5. Purchase Budget Meal Plans

If you’re not a creative cook and struggle to pull meal ideas together, consider buying one. Meal plans for sale are are crafted with intention. They pull together similar ingredients so are often budget-friendly and the cost is typically minimal because they’re prepared by seasoned experts.

Some of my favorite meal plans are $5 dinners, MyFreezEasy, and Momables. If you’re interested in taking an online course, I highly recommend Erin Chase’s Grocery Budget Makeover.  I personally took this class and was able to immediately apply some of the concepts to my budget. (contains affiliate links)

Do you have any tips for planning your meals on a budget? Share them in the comments below.

Read More:

The Importance of Family Dinner and How to Bring Back This Tradition

My Favorite Resources to Use When Cooking For My Family

Good Eating As A Parent Is Easier Than You Think

Need A killer Soup Recipe?  Got You Covered Here.

Kate Fox

Kate Fox is a former CPA, with twenty years of experience in public accounting and corporate finance. Born and raised in Alaska, Kate is currently based out of southeastern North Carolina.  She loves coaching others on personal finance and spends her free time traveling with her family or relaxing by the pool with a good book, probably about money.

Filed Under: Family Time, Household, Money and Finances, Parenting Tagged With: cooking for family, Family Budget, Meal Planning

4 Low-Cost Holiday Crafts to Do With Your Kids

October 18, 2023 | Leave a Comment

The holiday season is an enchanting time, overflowing with opportunities for togetherness and engaging in delightful activities that foster creativity. Crafting homemade projects together deepens bonds and creates lasting memories for your children. It’s ideal because it ignites their imagination and encourages their artistic endeavors. Armed with a dash of imagination and simple resources, you can dive into these budget-friendly festive DIY projects that are as fun to do as they are informative.

1. Recycled Paper Ornaments

Engage your family in an eco-friendly crafting project by creating recycled paper ornaments. This is ideal because it adds a personalized touch to your holiday decor. Drawing from the insights of Reader’s Digest, paper tops the chart as a highly recyclable substance, thereby presenting itself as an excellent choice for craft-making activities. Gather old magazines and colorful scrap paper, and encourage your kids to cut out festive shapes.

Think about cutting shapes like snowflakes or Christmas trees. Use yarn or twine to create loops for hanging, and let your children decorate the paper ornaments with glitter and sequins. Embracing this economical and straightforward art project fosters eco-consciousness. This approach encourages your youngsters to tap into their boundless creativity and cultivate their artistic talents.

2. Handmade Greeting Cards

Urge your little ones to showcase their festive spirit and artistic flair by crafting DIY season greetings for loved ones. Supply them with vibrant craft paper, drawing tools, and adhesive decorations to fashion custom greeting cards that express their sincere festive sentiments. Empower your kids to tap into their creativity and artistic flair as they craft one-of-a-kind holiday cards, infusing a dash of personal charm in every festive message they send. This hands-on creative endeavor not only ignites the flames of artistic creativity but also instills a sense of joy derived from sharing presents during celebratory times.

3. Holiday Ornamentation with Pinecones

Unleash the seasonal charm by integrating enchanting pinecone adornments into your familial DIY projects. Take a nature walk with your kids to gather pinecones. With a dash of paint and a sprinkle of sparkle, they can be magically repurposed into delightful festive ornaments. Craft magical beings like frosty friends or Santa’s helpers by brushing color onto the pinecone scales and adorning them with tiny accents like wide-eyed peepers and fluffy adornments. Ignite your kiddos’ imaginative sparks and let them delve into the seasonal splendors, creating crafty masterpieces that honor Mother Nature’s magnificence in a joyous, hands-on activity.

4. Winter Wonderland in a Jar

Unleash your loved ones’ artistic flair and inventiveness by crafting homemade frost orbs that encapsulate the magical essence of festive celebrations. Collect small glass jars, miniature figurines, and distilled water, and let your kids create their winter wonderland inside the snow globes. Add a pinch of glitter and glycerin to the water for a swirling snow effect. After that, apply a layer of impermeable adhesive on the jar lids to avoid any leakage. Encourage your children to personalize their snow globes with their favorite holiday characters or scenes.

This sparks their inquisitiveness, compelling them to create miniature snowy paradises that they can admire and display all through the holiday season. When your child is expressing themselves in positive ways, it may keep them out of trouble. When juveniles are arrested for crimes in Washington, they have the right to counsel. This right was given to them in January 2022, according to the Department of Justice.

Creating budget-friendly festive crafts with your children not only stimulates their imagination and family bonding but also kindles a spirit of happiness. This period of unity inspires youngsters to log off from their digital networks and bond more intimately with kinfolk. As many as 88% of young adults in the country are on social media, according to the Cielo Treatment Center. Rather than getting caught up in the hustle and bustle, consider immersing yourself in joyful DIY projects and cherish precious moments.

Filed Under: Family Time

6 Fun Money Games for Kids

September 11, 2023 | 2 Comments

money games for kidsMore parents are realizing how important it is to teach kids about money. How can we teach them in a way that’s both engaging and educational? There are several money games for kids designed just for that purpose. Here are some ideas for money games.

6 Fun Money Games for Kids

Dollars and Dice

This is a simple money game that will have kids polishing their math skills without even realizing it. Using a single die and a variety of coins, kids roll the die to earn one of the following values:

1 = a penny

2 = a nickel

3 = a dime

4 = a quarter

5 = a coin of their choice

6 = lose a turn

The first person to collect exactly one dollar wins. If a player is close to hitting the dollar mark but goes over, they lose their turn.

Escape From Barter Island

This is a fun, interactive online game from the Federal Bank of Cleveland. Each player has to learn how to barter his or her way to a new sail for their boat. Navigating through the signs, they learn how to trade up using items they already own. If they trade right, they’ll eventually get their new sail so they can get home.

Play Escape from Barter Island.

Hide and Seek

Yes, your kids can play hide and seek and learn about money at the same time!

First, parents gather several coins of multiple values. If you have younger kids who are still learning to count, use pennies only. Then hide the coins in various places around the house. The kids are then set loose for a preset time period to find coins.

When the time is up (or when all coins are found – parents’ choice) kids count up their totals. The player with the highest number of coins (or the highest value total) wins!

Mad Money

The PBS Kids website has a great money game called “Mad Money”. The game starts out by giving players a choice of several items to save up for. Players are given a weekly allowance, but the allowance has to cover items on their shopping list.

Then, players go throughout the town, looking to find deals on what they need and working to earn more money.  They win if they have enough money to buy what they need and pay for what they want.

Play Mad Money.

Bonus Reading: “5 Apps That Teach Your Child a Cool Skill”

Net Worth

Similar to crazy eights, Net Worth is a card game that will help kids learn to manage money. The different cards allow players to pay off debt, collect assets, and hinder other players’ finances. Players also learn to use strategy to protect themselves from financial setbacks such as job layoffs.

This game is a quick, easy play for kids age 8 or older, and very affordable.

Save Perry’s Pennies

This game from the U.S. Treasury has three skill levels in which players catch dropping coins for their piggy banks. But there’s a catch – players have to save the targeted savings amount within the specified time period. Be careful, though; if you accidentally click on a falling hammer all of your savings could be lost!

Play Save Perry’s Pennies.

There are also several board games that can help kids learn how to save and manage money. The Game of Life, Monopoly, Payday, and Dave Ramsey’s ACT Your Wage are all games that teach players money skills. By using games to teach children healthy money skills we can help them become financially responsible adults.

For more financial fun, check out “4 Creative Money Challenges for Kids.”

Do you have any favorite money games for kids to share?

Image Credit: David Lofink (Creative Commons)

Are you a stay-at-home mom? Make sure you bookmark or pin some of these resources for later!

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  • Loans for Stay-at-Home Moms – What Are YOUR Options?
  • The SAHM Budget Test: How to Afford to Be a Stay-at-Home Mom

Filed Under: Education, Family Time, Money and Finances, Toys and Games Tagged With: how to teach children about money, money games for kids, teach kids about money

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