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Top 10 Financial Literacy Books for Kids to Teach Money Skills Early

January 13, 2025 | Leave a Comment

Top 10 Financial Literacy Books for Kids to Teach Money Skills Early
Image Source: Pexels

Unfortunately, financial education isn’t required in all public schools. So your kids may not learn the money lessons they need to know in the classroom. Luckily there are books about financial literacy for kids to fill in the gaps and teach your children about budgeting and investing. To set your kids up for financial success, check out the 10 best money books for children of all ages below.

10 Best Books About Financial Literacy for Kids

1. Investing for Kids: How to Save, Invest, and Grow Money

Investing for Kids: How to Save, Invest, and Grow Money
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This finance book for preteens covers investing concepts such as compound interest, risk, and diversification in an entertaining way. The humorous writing style and cartoon illustrations help keep young minds engaged. There are also interactive games, discussion questions, and exercises you can complete with your child to ensure these important money lessons stick. The authors even provide side hustle and investing ideas that kids can pursue to start building their wealth early.

Overall, Investing for Kids receives 4.7 stars from happy customers. One glowing review says the book is “great for kids and adults alike,” because it’s easy to read, interesting, and informative. You can grab your copy here. 

2. Finance 101 for Kids: Money Lessons Children Cannot Afford to Miss

Wealth generating activity book
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Finance 101 proves that financial literacy for kids doesn’t have to be boring. The book contains funny illustrations, impactful quotes, and real-world examples that will capture your child’s attention. Instead of focusing on one topic like investing, Finance 101 discusses a wide range of financial concepts, including credit scores, debt, international currencies, basic economics, and charitable donations. 

Amazon reviewers give the book an average of 4.7 stars. A satisfied customer says the book is a “fantastic resource.” It uses “relatable examples, clear explanations, and practical tips” to explain important topics like budgeting and saving. The book even helped spark family discussions about financial goal-setting! Click here to pick up a copy of Finance 101 for your household.

3. Evan-Moor Financial Literacy Lessons and Activities

Evan-Moor Financial Literacy Lessons and Activities
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Evan-Moor publishes activity books that focus on financial literacy for kids. There are several editions for students in different grade levels, including middle school, first grade, and third grade. Each book contains real-world lessons, vocabulary lists, games, and math exercises. Your kids will learn valuable skills like how to do taxes, balance a budget, tally up a shopping cart, and more. 

These workbooks all receive 4.6 to 4.8 stars on Amazon. One happy parent says the book “gives realistic lessons that kids need to know, such as having a bank account, paying rent, getting a loan, etc.” Grab a copy of the fifth-grade version here, or one of the other editions above! 

4. Humble Math – Money and Financial Literacy

Humble Math – Money and Financial Literacy
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Need a book about financial literacy for kids 12 and up? Check out Humble Math, which provides 100 days of money management lessons for teens. Topics covered include responsible spending, business basics, simple and compound interest, and sales and discounts. Plus, the book dives into various types of loans, such as mortgages and term loans. This will help your child understand student debt before they head off to college.

Customers give Humble Math a solid 4.5 stars. One reviewer says, “This is my favorite math workbook from the Humble series! I really like how it teaches consumer math and personal finance concepts.” Snag a copy for a teen in your life here. 

5. What Is Money? Little Economists 

What Is Money? Little Economists 
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Did you know that kids start grasping basic money concepts between the ages of 3 and 4? For that reason, it’s never too early to start educating your children about finances. This book by Kelly Lee is the perfect introduction to financial literacy for kids ages 3 to 6. It’s a storybook that follows a bunny named Charlie as he learns where money comes from and why he should save it. Charlie has multiple piggy banks for different goals, demonstrating the importance of financial planning to kids. 

This adorable picture book has a 4.4-star rating on Amazon. After reading it, one child was “excited to spend money on a toy, share money with an animal shelter so they can buy dog and cat food, and save money.” We call that a success! Grab your own copy here. 

6. Robot Finny’s Big Money Adventure

Robot Finny's Big Money Adventure
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Robot Finny’s Big Money Adventure is an illustrated storybook suitable for ages 8 to 12. This fun financial tale teaches older kids the value of money and the importance of making wise financial decisions. It also encourages kids to reach for the stars, set big-money goals, and give back to their community. 

Reviewers give Robot Finny a whopping 5 stars. A mom called the book a “game-changer.” It helped her child “not only grasp the concepts of saving, budgeting, and responsible spending but also apply them to earn her first dollars.” Check out what all the hype is about!

7. Think Like a Boss Kids Edition: 47 Money Making Ideas for Young Entrepreneurs

Think Like a Boss Kids Edition: 47 Money Making Ideas for Young Entrepreneurs
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Financial literacy for kids isn’t just about saving money—they also need to learn how to earn it. Think Like a Boss Kids Edition will turn your child into a budding entrepreneur by giving them over 47 fleshed-out business ideas. The book also explains the key ingredients of success, provides business advice, and offers tons of encouragement. Your child will feel like they can achieve anything after reading it! 

Think Like a Boss currently has a 4.4-star rating on Amazon. A happy customer called it a “shining five-star beacon of inspiration and practical guidance.” So you won’t regret adding it to your cart! 

8. Kyng & Kyren’s Generational Wealth Building Activity Book 

Father-son team Kyren and Kyng created this activity book to teach kids about building generational wealth. This age-appropriate resource introduces kids to financial independence and fiscal responsibility in a digestible way. By completing fun mazes, crossword puzzles, coloring sheets, and mini-lessons, your child will learn how to leave a financial legacy. 

Kyng & Kyren’s workbook has a rating of 4.9 stars, making it one of the top titles about financial literacy for kids. One reader says the book is a must-have because it’s “easy for my son to understand and the activities are fun to do.” Check it out here.

9. Financial Literacy Series by Money Mentor Publications

Financial Literacy Series by Money Mentor Publications
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This series of financial literacy books will grow with your kids, teaching them everything they need to know to be self-sufficient adults. Over the course of three books, your children will learn about financial scams, college costs, budgeting on a tight income, taxes, and more. 

The books have an average rating of 4.9 stars and receive top marks from parents. A satisfied reader says the series provides the “life skills needed for adulthood,” in a format that’s easy to read and entertaining.

10. 108 Financial Literacy Flashcards 

108 Financial Literacy Flashcards
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If your child has trouble reading full-length books, these flashcards may be more accessible. This deck will introduce your child to important financial vocabularies like equity and dividends. Each card has a text definition and a picture right beside it, making complex financial terms easier to understand. This deck of cards has a 4.6-star rating on Amazon and is a “great tool to teach your children about financial literacy.” You can grab your set here.

What are your favorite financial literacy books for kids? Share your recommendations in the comments! 

Vicky Monroe headshot
Vicky Monroe

Vicky Monroe is a freelance personal finance writer who enjoys learning about and discussing the psychology of money. In her free time, she loves to cook and tackle DIY projects.

Filed Under: Money and Finances Tagged With: Books, financial literacy for kids, Kids Books, teach kids about money

Some Books My Kids Love

February 7, 2011 | 1 Comment

Books kids will loveOK, I love reading.  I love words and stories.  I love it so much I studied it in University and I teach it today.  So I want my kids to discover the glorious beauty of words and the wonderful things these can make your imagination do.  I try to make them love books, and stories, and reading by reading to them whenever I can.  Here are some of the books my kids love.

1. I Love You Forever by Robert Munsch

This was actually a Christmas gift to me by a dear, dear friend a year ago and now it’s one of the mommy-and-kids bonding books.  The story starts with a son who is just born and continues through his toddler years, his teen years, and even on to when he is a grown man.  The mother sings to him every night:  “I’ll love you forever, I’ll like you for always, as long as I’m living, my baby you’ll be.”  My kids love this book. They love the story and love seeing parallels between the boy in the book and themselves.  This is true for my daughter as well even if the baby in the story is a boy.  It helps that they love music and singing too and that I sing the lullaby part to them as well.  It is a great way to express the love a mom has for her kids and vice versa.  I must say, I cried while reading this to them the first few times.  Amazon currently sells it for $5.95, you can find it here

2. The Giving Tree by Shel Silverstein

This is a simple story about the relationship between a boy and a tree.  The tree loves the boy very much and gives him everything, even  allowing the boy to cut him down to be used to build a boat.  The boy comes back to the stump later when he is old and chooses to sit and be quiet with the tree who still loves him so.  I know, it sounds kinda depressing, and kinda selfish.  But I love the part about giving because you love the person. This is what I focus on with my kids especially emphasizing them giving to each other as brother and sister.  Amazon is selling it for $12.23, you can find it here

3.  Where the Wild Things Are by Maurice Sendak

This was a children’s book I knew nothing about until I took a Children’s Lit class in University.  I have loved it ever since. It is the story of a boy, Max, who flies into a tantrum and is sent to bed without his supper by his mom.  In his room, he imagines a  wild forest and sea and sails to the land of the Wild Things.  There he becomes king and does anything he want.  But he soon becomes homesick and so goes home, back to his bedroom, where he finds his supper waiting for him, still hot.  I love how this book deals with anger and how it shows that tantrums aren’t good and that at the end of the day, you can always come home to your parents who love you and to a safe and comforting place.  It helps too that there is a movie about this book!  Amazon is currently selling it for $10.82, you can find it here

So, these are the top three books of the moment.  I know these will change as I stumble upon newly remembered books of childhood years past.

What are your favorite children’s books?

Brian
Brian

Brian is the founder of Kids Ain’t Cheap and is now sharing his journey through parenthood.

 
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Filed Under: Books and Reading Tagged With: I Love You Forever, Kids Books, Maurice Sendak, Robert Munsch, Shel Silverstein, The Giving Tree, Where the Wild Things Are

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Basic Principles Of Good Parenting

Here some basic principles for good parenting:

  1. What You Do Matters: Your kids are watching you. So, be purposeful about what you want to accomplish.
  2. You Can’t be Too Loving: Don’t replace love with material possessions, lowered expectations or leniency.
  3. Be Involved Your Kids Life: Arrange your priorities to focus on what your kid’s needs. Be there mentally and physically.
  4. Adapt Your Parenting: Children grow quickly, so keep pace with your child’s development.
  5. Establish and Set Rules: The rules you set for children will establish the rules they set for themselves later.  Avoid harsh discipline and be consistent.
  6. Explain Your Decisions: What is obvious to you may not be evident to your child. They don’t have the experience you do.
  7. Be Respectful To Your Child: How you treat your child is how they will treat others.  Be polite, respectful and make an effort to pay attention.
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