• Home
  • About Us
  • Archives
  • Contact Us
  • Advertise
  • Privacy Policy

Kids Ain't Cheap

But They Sure Are Worth It

  • Home
  • Toolkit
  • Parenting
    • Baby Stuff
    • Books and Reading
      • Aesops Fables
      • Comic Books
    • Education
    • Family Time
    • Green Living
    • Growing Up
    • Healthy Living & Eating
    • Holidays
    • Parenting
    • Random Musings
    • Shopping
    • Stuff to Do
  • Money
  • Product Reviews
    • Books and Magazines
    • Discount Sites
    • Furniture
    • House Keeping
    • Reviews News
    • Toys and Games

Change Now: 9 Screen Time Rules You Need to Change Now

July 15, 2025 | Leave a Comment

Change Now 9 Screen Time Rules You Need to Change Now

123rf.com

Screens are everywhere, and like it or not, they’re part of our kids’ daily lives. But the old school screen time rules we once relied on may no longer fit today’s fast-paced, tech-saturated world. If your household rules feel outdated, too rigid, or just plain ineffective, it’s time for a reset. Rethinking your screen time strategy can improve your child’s sleep, learning, behavior, and family connection—without turning every device into a source of conflict. These nine screen time rules are overdue for a change and reworking them now could make a big difference for your family.

1. “No Screens During the Week”

While limiting screen use Monday through Friday sounds like a great boundary, it can create a binge-and-crash dynamic on weekends. Kids may spend all Saturday glued to a screen because they’ve been deprived all week. Instead of a total weekday ban, try spreading out screen time in short, meaningful sessions throughout the week. This teaches balance, not all-or-nothing thinking. Updating this rule can create a healthier relationship with tech.

2. “Homework First, Then Screen Time”

This rule seems solid on the surface, but it often sets up screens as a reward, doing homework feel like punishment. That mentality can do homework even harder to get through. Instead, focus on building good study habits without always tying them to screen access. Give praise for focus and effort, not just for finishing to earn screen time. A more flexible routine can reduce power struggles while keeping priorities clear.

3. “All Screen Time Is Bad”

One of the most outdated screen time rules is treating all tech use as harmful. In reality, screen time varies—there’s a big difference between watching random YouTube videos and creating a digital art project. Learning apps, educational videos, and family movie nights all serve different purposes. Rather than labeling it all as negative, focus on quality and purpose. This shift helps kids learn to engage more mindfully with screens.

4. “Only One Hour Per Day, No Exceptions”

While limiting screen time is important, rigid daily limits often backfire. Some days, your child may have a video call with grandparents, a homework assignment on a tablet, and want to unwind with a show. In those cases, one hour simply isn’t realistic. Instead of sticking to a strict time cap, think in terms of screen breaks, types of content, and daily balance. Flexible guidelines can lead to more cooperation and fewer meltdowns.

5. “Devices Stay in the Living Room Only”

This rule can be helpful, especially for young kids, but it may not work as they get older. Teenagers doing schoolwork, video chatting with friends, or relaxing may benefit from some privacy. Rather than enforcing a blanket ban, consider device zones or screen time hours instead. Emphasize safety, check-ins, and appropriate content over hard location rules. Adapting this rule to your child’s age builds trust and encourages independence.

6. “No Screens Before Bed—Ever”

It’s true that screens can disrupt sleep but making this a hard and fast rule can cause friction. The key is not the screen itself, but the type of content and how close it is to lights out. A calming story app or gentle music might help your child wind down. Rather than banning screens completely, focus on a solid bedtime routine that includes screen-free wind-down time. This rule works better when customized to your child’s needs.

7. “Use It or Lose It”

Threatening to take screens away when your child misbehaves may work short term, but over time it loses its power. Worse, it can turn screens into a constant bargaining chip. Instead, build screen time into their daily routine with clear expectations about when and how it’s used. Consequences should connect to the behavior, not just the most valuable item in reach. Consistent discipline, not knee-jerk screen bans, is more effective in the long run.

8. “I’m the Parent, I Control All the Tech”

While it’s true that you’re the one setting boundaries, being too controlling can lead to sneaky behavior or power struggles. It’s important to involve your child in setting screen time rules and revisiting them as they grow. Talk about your concerns, listen to theirs, and agree on boundaries together. When kids feel heard, they’re more likely to follow the rules. Co-creating the plan builds responsibility and mutual respect.

9. “Screens Are a Solo Activity”

Screens are often treated as something kids do alone, but they can also bring families together. Watching a movie, playing a video game cooperatively, or doing a silly filter challenge can all be bonding opportunities. By joining in occasionally, you gain insight into your child’s interests and model healthy screen habits. Not all screen time has to be isolating. Reframing screens as potential shared experiences changes the energy in a big way.

Rewriting the Rules, Rebuilding the Relationship

Screen time doesn’t have to be a constant battle. By letting go of outdated screen time rules and replacing them with thoughtful, age-appropriate, and flexible strategies, you open the door to better communication, more trust, and healthier habits. The goal isn’t to eliminate screens—it’s to help your child learn how to use them wisely. When you change the rules, you often change the results, too.

Which screen time rules have worked (or flopped) in your house? Share your experience and tips in the comments below!

Read More:

8 Rules You Must Enforce This Summer So Your Child Isn’t Left Behind

8 Parenting Trends That Sound Great (But Might Be Hurting Your Kids)

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: digital parenting, family tech use, healthy screen habits, kids and technology, parenting tips, screen time balance, screen time limits, screen time rules

Imminent Threat: 9 Digital Attacks Experts Say Are Imminent for Kids

July 13, 2025 | Leave a Comment

Imminent Threat 9 Digital Attacks Experts Say Are Imminent for Kids

123rf.com

The internet has become a central part of childhood, from online games to virtual classrooms. But while kids enjoy the benefits of digital connection, they’re also increasingly vulnerable to cyberattacks. Experts warn that many digital threats aren’t just possibilities—they’re imminent threats for kids. These attacks can steal personal data, manipulate behavior, and even endanger real-world safety. Knowing what dangers are coming helps parents take steps now to keep their children protected.

1. Deepfake Videos Targeting Children

One imminent threat growing in sophistication is deepfake video technology. These AI-generated videos can mimic a child’s voice or face and be used to trick others, bully kids, or impersonate them online. Criminals may even use deepfakes to pretend a child is in danger to extort money from parents. These videos are hard to detect and are spreading rapidly across social platforms. Monitoring your child’s digital presence and reporting suspicious content is critical.

2. Phishing Through Games and Apps

Phishing scams aren’t just for adults anymore. Children playing online games or using apps may be tricked into clicking fake links that request login details, school info, or personal data. These phishing attempts are becoming more targeted and believable, using favorite characters or game rewards to gain trust. One click can expose your child’s device to malware or give hackers access to family accounts. Teaching kids to spot suspicious messages is key to preventing this imminent threat.

3. AI Chatbots Manipulating Behavior

Not all AI chatbots are friendly helpers. Some are programmed with malicious intent to manipulate young users by mimicking peers or authority figures. Children may unknowingly chat with bots that push harmful advice, propaganda, or unsafe dares. Since kids often trust what feels like a familiar voice, the damage can happen before parents even realize it. Talk to your child about who they interact with and why critical thinking matters online.

4. Location Tracking Through Smart Devices

Many kids’ devices include GPS and tracking features, which can be misused by hackers or predators. Smart watches, tablets, and gaming apps often request access to location settings, making it easy to track a child’s movement. This isn’t just a data privacy concern—it’s a real-world safety risk. Experts warn that this imminent threat can lead to stalking or abduction if not addressed. Disable location sharing on devices and use parental controls to monitor apps that ask for tracking permissions.

5. Ransomware Targeting School Accounts

Ransomware has moved beyond businesses and into the classroom. Hackers now target school systems and student accounts, locking users out and demanding money for access. If your child’s assignments, personal information, or even their digital identity is tied to a school server, they’re vulnerable. These attacks are increasing due to weak school IT infrastructures and easy-to-guess passwords. Encourage strong password habits and consider backing up your child’s schoolwork externally.

6. Fake Influencer Accounts Grooming Kids

Impersonator accounts are on the rise, and some pretend to be kid-friendly influencers to build trust. Once connected, these fake accounts may encourage risky behavior, share inappropriate content, or lure kids into private chats. Children are less likely to question someone they believe is popular or trustworthy online. This imminent threat grows as influencer culture becomes more central in young lives. Teach your child to verify accounts and keep communication about online interactions open.

7. Social Engineering Through Shared Devices

Shared devices in households are common, but they come with risks. Cybercriminals can use browser history, autofill data, or stored logins to gather information through social engineering tactics. Kids may unknowingly reveal sensitive information when chatting online or browsing sites. Attackers then use this information to scam family members or reset passwords on financial or parental accounts. Limiting saved data and regularly clearing histories can help block this path of attack.

8. Viral Challenges That Lead to Harm

Not all digital threats are silent. Viral “challenges” spread on platforms like TikTok can urge kids to do dangerous or illegal things for views. Some have resulted in property damage, injuries, or even death. While they may seem like harmless fun to a child, the consequences can be devastating. Having frequent conversations about peer pressure and responsible online behavior helps protect against this fast-moving, imminent threat.

9. Identity Theft From Early Age

Many children already have enough data online to become targets for identity theft. Names, birthdates, school affiliations, and even social security numbers can be stolen from breaches or tricked out of kids directly. Because children don’t typically check credit reports, these thefts can go undetected for years. Regularly checking for unauthorized accounts and freezing your child’s credit are proactive steps. Identity theft isn’t just an adult problem—it’s an imminent threat for kids, too.

Empowerment Through Awareness

Protecting your child from these imminent threats starts with knowledge. Once you’re aware of what dangers are most likely, you can better guide your child’s digital behavior, secure their devices, and stay alert for warning signs. No system is perfect, but consistent conversations, updated security settings, and age-appropriate digital education make a powerful defense. The online world isn’t going away, but with your help, your child can safely navigate it.

Which of these digital threats are you most concerned about for your child? Let us know what you’re doing to stay ahead of them in the comments below!

Read More:

Your Child’s Digital Mistake Could Destroy Their (and Your) Future

Should You Allow Your Child to Have a Smartphone Before Age 12

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: child online protection, cyber threats to children, cyberattack awareness, digital parenting, digital safety for kids, imminent threat, online security

Teen Privacy: 10 Things Never to Post About Your Teen Online

July 12, 2025 | Leave a Comment

Teen Privacy 10 Things Never to Post About Your Teen Online

123rf.com

Social media makes it easy to share the ups and downs of parenting, but when your child becomes a teenager, those posts can quickly cross the line. What might feel like a harmless photo or funny story can end up embarrassing your teen, damaging their self-esteem, or even exposing them to safety risks. Teen privacy isn’t just about keeping secrets—it’s about respecting their boundaries, building trust, and helping them learn how to navigate the digital world responsibly. Before you hit “post,” take a minute to consider whether your teen would feel safe and respected if they saw it. Here are 10 things you should never share about your teen online, no matter how well-meaning your intentions may be.

1. Embarrassing Baby or Childhood Photos

Posting throwback photos of your teen in a diaper or covered in spaghetti might seem funny to you, but to them, it can feel humiliating. These pictures, once online, can easily be saved, shared, or turned into memes. Teens are especially sensitive to how peers perceive them, and photos like these can damage their confidence. Instead of sharing publicly, consider saving those memories for family albums or private messages. Respecting teen privacy includes leaving their baby moments in the past.

2. Report Cards or Academic Struggles

Even if you’re proud of your teen’s straight A’s or want to encourage them during tough academic times, grades are deeply personal. Sharing report cards or updates about poor performance can make them feel exposed or pressured. Academic achievements—or setbacks—belong to your teen and should be celebrated or addressed privately. Online praise can still happen, but keep the details vague and focused on effort rather than scores. Teen privacy means letting them control who knows what about their school life.

3. Details About Friendships or Drama

Teen friendships can be intense, dramatic, and ever-changing. Sharing stories about fights, fallouts, or friend groups online can add fuel to the fire and lead to even more conflict. Your teen might also feel betrayed if their private social life becomes public content. While it’s okay to talk through friendship challenges offline, they don’t belong in your social feed. Teen privacy is especially important when it involves their relationships with others.

4. Health Issues or Medical Updates

No one wants their medical history posted online, especially not a teenager trying to establish their independence. Whether your teen has a chronic condition or just caught a nasty virus, health information is personal. Even a casual post about being sick can feel like an invasion of privacy. Keep updates between close family members or caregivers and off public platforms. Protecting teen privacy also means respecting their right to confidentiality.

5. Romantic Relationships or Crushes

If your teen is dating—or even just has a crush—posting about it can be embarrassing or even damaging to their relationships. Teens deserve a chance to explore romance without it becoming a topic for online commentary. Public posts can make them feel like their private world is being scrutinized by strangers. Let them decide how and when to share that part of their lives. Teen privacy includes letting their love lives unfold without a digital spotlight.

6. Their Location or Schedule

Even with privacy settings, posting your teen’s whereabouts or daily routines can be risky. It may expose them to unwanted attention or even danger from people with bad intentions. Avoid sharing real-time location details like where they go to school, practice, or hang out. If you want to share proud moments, wait until after the event and avoid tagging the location. Prioritizing teen privacy means thinking about safety as well as respect.

7. Fights or Parenting Struggles

Ranting about a disagreement with your teen might feel therapeutic, but it can also hurt your relationship and make your teen feel misunderstood. Publicly airing parenting challenges may invite judgment and violate your teen’s sense of trust. Instead, confide in a trusted friend or therapist when you need to vent. Healthy parenting doesn’t mean perfect parenting, but it does mean modeling respect. Teen privacy should always come before your need to vent publicly.

8. Posts That Mock or Tease

Posts that joke about your teen’s messy room, awkward phase, or moodiness might get laughs, but they can leave emotional bruises. Teens are still developing self-confidence, and being the butt of the joke online can sting more than you realize. Teasing can be misinterpreted or shared beyond your intended audience. When in doubt, keep your humor offline. Teen privacy includes being protected from public ridicule, even when it’s meant in jest.

9. Private Messages or Notes

Sharing screenshots of texts or notes from your teen might seem cute or heartwarming, but it can quickly cross the line. Even if the message is positive, it was meant for you, not your followers. Posting it can make your teen feel like they can’t trust you to keep their communication private. Always ask before sharing something that was meant just for you. Teen privacy thrives on mutual respect and clear boundaries.

10. Photos Without Their Permission

The simplest way to protect teen privacy is to ask before posting. Even if it’s a great photo or part of a family memory, your teen should get a say in whether it gets shared. Getting consent teaches them to set boundaries with others and models what respectful sharing looks like. If they say no, respect it and move on. Their image belongs to them, and they deserve control over how it’s used.

Let Them Own Their Story

Your teen is growing into their own person with their own story to tell. Respecting teen privacy is about giving them space to decide how that story is shared—if at all. The digital footprint you create for them today could impact their future confidence, relationships, and even job opportunities. Taking a thoughtful pause before posting shows your teen that their voice matters. And that lesson, more than any photo or post, will last a lifetime.

Have you ever second-guessed a post about your teen? What boundaries have helped your family protect teen privacy online? Share your experience in the comments.

Read More:

Privacy Violation: 7 Things Never to Post About Your Kids Online

8 Signs Your Teen Doesn’t Feel Safe Talking to You

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: digital parenting, parenting teens, respectful parenting, sharenting limits, social media boundaries, teen privacy, teen safety online, teen trust

Deepfake Threat: 9 Online Threats Using Deepfakes of Kids

July 12, 2025 | Leave a Comment

Deepfake Threat 9 Online Threats Using Deepfakes of Kids

123rf.com

The internet is already a risky place for kids, but the rise of artificial intelligence has introduced a disturbing new danger: deepfakes. These are hyper-realistic videos or images generated by AI that can place a child’s face or voice into content they were never a part of. From fake school videos to criminal schemes, the deepfake threat is growing fast—and most parents don’t even realize it’s happening. Knowing the ways these synthetic creations are being used against children is the first step toward defending your family. Below are nine serious ways deepfakes are being used online to target or exploit kids, along with tips to help you stay one step ahead.

1. Deepfake Bullying Videos Circulated on Social Media

AI tools can now create realistic videos of kids doing or saying things they never actually did, all with a few clicks. Bullies are using these videos to humiliate classmates by placing their faces into inappropriate or embarrassing content. These clips are then shared on social platforms, spreading false stories that damage a child’s reputation. The emotional toll can be devastating and long-lasting. Parents should talk to their children about the deepfake threat and monitor social interactions for signs of cyberbullying.

2. Deepfaked Audio Used to Mimic a Child’s Voice

It only takes a few seconds of recorded audio for AI to mimic someone’s voice, and kids are no exception. Scammers have used deepfaked voices of children to call parents, pretending to be in danger and asking for money. These scams often create panic and can lead to quick, irrational decisions. If you receive a distressing call, always hang up and try to reach your child through a trusted source before responding. Educating children about voice privacy can help reduce the chances of their voice being captured and misused.

3. Inappropriate Deepfake Content Shared Without Consent

One of the darkest corners of the internet involves the use of deepfake tools to place children’s faces into adult or inappropriate content. These synthetic images may look disturbingly real and are often shared on private forums or dark web platforms. Even photos posted on innocent family blogs or social media pages can be misused for this purpose. The best way to protect your child from this deepfake threat is to limit how and where their photos are shared online. Report any misuse immediately to the proper authorities and platforms.

4. Deepfake Homework Cheating Tools Using Kids’ Likenesses

Some AI tools have begun offering “virtual” students that mimic real children to submit videos for online schoolwork, fooling teachers during virtual learning. A deepfake can show a child nodding or reading answers, even if the student never actually showed up. While some students may see this as a shortcut, it’s dishonest and could lead to academic consequences or suspensions. It also opens the door for someone else to impersonate your child online. Encourage transparency and open dialogue about online education practices to keep your child on track.

5. Deepfake Threats Used for Sextortion Scams

Predators have started using deepfake images of children to trick victims into thinking compromising material already exists. They’ll threaten to release these fakes unless the child or parent sends real images or money. The fear caused by these scams can pressure kids into making devastating decisions. Always assure your child they can come to you if they ever feel scared, even if something seems embarrassing or extreme. This kind of trust is your first line of defense against the deepfake threat.

6. Deepfakes in Gaming Platforms and Virtual Avatars

Gaming platforms often allow kids to use avatars or face-mapping tools, but some users are now uploading deepfakes that replicate other children. This can lead to impersonation, online harassment, or manipulation within gaming communities. Children may not even realize their face is being used by someone else. Encourage kids to use anonymous avatars rather than real photos and regularly check who they’re interacting with in-game. Parental control settings are essential when gaming becomes part of your child’s daily routine.

7. Deepfake Scams Targeting Grandparents and Relatives

Using social media photos and voice samples, scammers create deepfake content of kids to trick older relatives into sending money or personal information. These scams rely on emotional reactions, especially when they sound like a child asking for urgent help. Make sure all family members are aware of this deepfake threat and never act on emotional calls without verifying through another source. Families should create safe words or verification phrases for emergencies to prevent being fooled.

8. School-Based Deepfake Pranks That Spiral Out of Control

Some kids are experimenting with deepfake apps to prank teachers or classmates, such as creating fake videos of students fighting, swearing, or misbehaving. While it may start as a joke, the consequences can be serious, including school suspensions or legal trouble. Schools are beginning to implement policies specifically addressing synthetic content misuse. Educate your kids on the potential consequences before they get swept up in what seems like a harmless prank. Remind them that not everything AI makes is funny or safe.

9. Deepfake Kid Influencers Created to Push Products

Brands and influencers have started using synthetic kids—digital characters made from deepfake technology—to sell products or promote content. These characters look and sound like real children but are entirely AI-generated. While not dangerous in all cases, they can blur the lines between real and fake for young viewers and create unrealistic expectations. Teach your child to question online personas and understand what is real versus what is created for clicks or sales. Building media literacy now helps them navigate an increasingly artificial future.

Raising Digital Defenders Starts at Home

The deepfake threat isn’t science fiction anymore—it’s happening now, and kids are squarely in the crosshairs. But there’s power in awareness, and families that talk openly about online risks build strong defenses. You don’t need to be a tech expert to take action. Keep communication open, be curious about what your kids are doing online, and remind them that your home is a safe place to share anything they encounter. Your guidance is the best security system they have.

Have you had to deal with a deepfake threat or suspicious content involving your child? Share your insights or questions in the comments below.

Read More:

Bypass Alert: 9 Online Threats That Bypass Parental Controls

Teaching Kids How to Recognize and Escape Dangerous Situations

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: AI dangers for kids, child online safety, deepfake scams, deepfake threat, deepfakes and children, digital parenting, online security, social media safety

Emotional Trap: 11 Parenting Scams Targeting Your Emotions

July 10, 2025 | Leave a Comment

Emotional Trap 11 Parenting Scams Targeting Your Emotions

123rf.com

Parenting is emotional—it’s full of love, worry, pride, fear, and a constant drive to do what’s best for your child. Unfortunately, scammers know this and use it to their advantage. From fake emergencies to overhyped miracle products, there are countless parenting scams targeting your emotions with the goal of stealing your money, data, or peace of mind. These scams are designed to push your buttons, catch you off guard, and make you act quickly without thinking. The best defense is awareness, so let’s break down the tactics and tricks every parent should watch for.

1. The “Grandparent” or “Mom, I’m in Trouble” Scam

Scammers posing as your child will text or call with a fake emergency, like being in jail, stranded, or hurt, begging for money. These messages are often vague but urgent, relying on your instinct to protect your child at all costs. You may be asked to send gift cards, wire money, or provide sensitive information fast. It’s one of the most successful parenting scams targeting your emotions because panic clouds judgment. Always verify with another trusted contact before taking action.

2. Fake Missing Child Alerts

Some social media posts about missing kids are real—but many are not. Scammers use emotional fake posts to go viral, then later edit the post to promote products, links, or scams. These posts are designed to tug at your heart, making you share them without verifying. While helping others is a natural instinct, always check missing child reports with a verified source like the National Center for Missing & Exploited Children. Sharing false information can help scammers and spread panic.

3. Miracle Health Products for Children

When your child is struggling with a condition or developmental delay, you’re willing to try anything to help. Scammers prey on that vulnerability by selling unregulated supplements, devices, or treatments that make big promises with little proof. These products are often marketed as “doctor-recommended” or “all-natural” but may be harmful or completely useless. If it sounds too good to be true, it probably is. Always consult a licensed healthcare provider before trying new health products.

4. Emotional Fundraising Scams

You may see online fundraisers for sick kids, grieving families, or medical emergencies—but not all of them are legit. Scammers create fake crowdfunding pages with stolen photos and heartbreaking stories to manipulate your generosity. It’s a cruel twist on parenting scams targeting your emotions, using compassion to line their pockets. Before donating, verify the campaign through personal connections or use platforms that vet campaigns. Giving feels good but giving safely feels even better.

5. Bogus Daycare or Babysitter Ads

Parents searching for affordable, last-minute childcare are prime targets for scammers posing as sitters or daycare providers. These fake providers may ask for deposits upfront, disappear with your money, or use the ruse to collect your personal info. The scam plays on your need for trustworthy help in a hurry. To stay safe, stick to platforms with verified reviews, background checks, and secure payment systems. Trust should never be rushed when it comes to childcare.

6. Parenting “Expert” Courses That Sell Fear

Courses or coaching programs that promise to “fix” your parenting often begin by convincing you that you’re doing everything wrong. They exploit your insecurities and offer pricey solutions with little scientific backing. These scams thrive on guilt and pressure, pushing you into buying access or subscribing to vague services. Instead, look for advice from reputable sources like pediatricians, child psychologists, or well-reviewed authors. Confidence shouldn’t cost hundreds of dollars in monthly fees.

7. Tech Gadgets with False Safety Claims

From baby monitors to smartwatches, some child tech devices make bold claims about tracking, protection, or emergency alerts. But not all of these products are secure—or even functional. Many have privacy issues, weak security, or faulty design. Scammers know parents want to keep kids safe, which makes inflated safety promises one of the more believable parenting scams targeting your emotions. Always research the product and company thoroughly before clicking “Buy Now.”

8. Emotional Blackmail in Online Forums

Parenting groups and forums are great for support, but not everyone is there with good intentions. Some users pretend to seek help while secretly steering you toward products, services, or donation requests. Others may use emotionally charged language to manipulate you into agreeing with their opinions or decisions. Trust your gut and be cautious when conversations feel one-sided or pushy. Just because it’s in a “parenting group” doesn’t mean it’s coming from a real parent.

9. Phony Education Programs or Scholarships

You might receive messages about exclusive scholarships, gifted programs, or early learning opportunities for your child—but they often come with a catch. These scams ask for upfront fees, personal info, or bank details, all while offering vague or unverifiable benefits. They succeed by playing on your hope for a better future for your child. Legitimate programs won’t ask for payment before application or guarantee placement. Always verify through your child’s school or known education institutions.

10. Fake Contests or Giveaways

A giveaway for free baby formula, toys, or learning apps can seem harmless until you’re asked for a “small shipping fee” or detailed personal information. Many of these contests are fake and only exist to harvest your data or steal payment info. These scams thrive on the idea of getting something helpful for free—what parent doesn’t love that? Stick to contests run by verified brands and never pay to claim a prize. The best giveaways won’t ask for your credit card.

11. Subscription Boxes with Hidden Fees

Themed boxes for crafts, snacks, books, or toys are marketed as fun ways to support your child’s development. But some of these services come with unclear terms, auto-renewals, and cancellation difficulties. You sign up thinking it’s a one-time treat and end up locked into monthly charges. Read the fine print and reviews before signing up and always check how easy it is to cancel. Even cute packaging can hide a costly trap.

Smart Parenting Means Staying a Step Ahead

The internet has made parenting more connected, but it has also opened the door to more emotional manipulation than ever before. These parenting scams targeting your emotions are powerful because they feel personal, urgent, and even noble. But a few extra seconds of research, a little skepticism, and open conversations with your community can go a long way in keeping your wallet and heart safe. Scammers count on your panic—but preparation is your best protection.

Have you spotted a parenting scam lately? Drop your experience or tips in the comments to help protect other parents from falling into the same traps.

Read More:

7 Ways Your Child’s Identity Is Secretly At Risk Online

Bypass Alert: 9 Online Threats That Bypass Parental Controls

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: crowdfunding scams, digital parenting, emotional scams, fake products, fraud awareness, Online Safety, parenting advice, parenting scams

Worsening Threat: 9 Cybersecurity Risks Worsening for Kids

July 10, 2025 | Leave a Comment

Worsening Threat 9 Cybersecurity Risks Worsening for Kids

123rf.com

As kids spend more time online for school, entertainment, and socializing, they’re becoming bigger targets for cybercriminals. The digital world is evolving fast, and many of the threats aimed at adults are now being tailored to reach children too. From identity theft to sneaky app tracking, the cybersecurity risks worsening for kids are more serious—and more frequent—than ever before. Parents need to know what’s out there, not to panic, but to prepare. Knowing where kids are vulnerable is the first step toward protecting them in a connected world.

1. Identity Theft at Younger Ages

Children are now prime targets for identity theft, often before they even have bank accounts or credit cards. Thieves can use stolen Social Security numbers to open fake accounts, and the crime may go undetected for years. Since kids don’t check their credit reports, these schemes can cause long-term damage before anyone notices. Identity theft is one of the fastest-growing cybersecurity risks worsening for kids today. Freezing your child’s credit is one easy and effective way to prevent it.

2. Unsafe Educational Platforms

Remote learning and school-issued devices have introduced a wave of educational tools that aren’t always vetted for safety. Some platforms collect more data than necessary or lack proper encryption, leaving children’s information vulnerable. If login credentials are stolen, they can be reused for access to other sites. Even classroom chats can be infiltrated if systems aren’t properly secured. Parents should regularly ask schools about their cybersecurity protocols and help kids practice safe logins.

3. App and Game Tracking

Many games and apps designed for children quietly collect personal data, location history, or behavioral patterns. While some tracking helps with functionality, others use it to sell ads or profile young users. The problem is that children can’t give informed consent, making this one of the more unethical cybersecurity risks worsening for kids. Apps with in-app purchases or ad targeting pose an even greater risk. Review privacy settings on every app and use parental controls to restrict data collection.

4. Phishing Scams Geared Toward Children

Phishing is no longer just an adult problem—kids are being targeted with messages that look like homework help, gaming rewards, or messages from online friends. These scams trick children into giving out passwords, personal details, or even payment info. Since kids are more trusting, they’re especially vulnerable to falling for fake websites or emails. Teaching kids how to spot red flags like misspellings, suspicious links, or urgency can make a huge difference. Practice scenarios together to build awareness before an attack happens.

5. Inappropriate Online Communities

While many platforms claim to have age restrictions, kids still manage to access forums, chat rooms, or livestreams that expose them to adult content or harmful behavior. These environments can lead to cyberbullying, grooming, or being exposed to hateful speech. Moderation is often poor, and anonymity makes predators harder to spot. Keeping track of your child’s online communities and having open conversations about internet safety is essential. As online spaces grow, so do the cybersecurity risks worsening for kids who navigate them alone.

6. Weak Password Habits

Kids are rarely taught how to create strong, unique passwords, which means they often reuse simple combinations across sites. If just one site is breached, all connected accounts are at risk. Teaching your child how to use a password manager or helping them set up longer passphrases can improve security fast. Also, encourage regular password changes and discourage sharing passwords with friends. Password safety might seem small, but it’s a major line of defense against bigger issues.

7. Overexposure Through Social Media

Even if your child follows age rules, social media is still filled with risks—from oversharing personal details to accepting friend requests from strangers. Many kids don’t realize how far a photo or post can spread or what kind of information can be used against them. Setting accounts to private is a good first step, but it’s not enough on its own. Discuss the types of posts that are safe to share and what should stay offline. Social media habits are one of the most underestimated cybersecurity risks worsening for kids.

8. Malware from “Free” Downloads

That cool new wallpaper, game mod, or cheat code? It might come with a hidden dose of malware. Kids are more likely to download from unknown sources without thinking twice about security. Malware can give attackers access to devices, personal files, and even your home Wi-Fi network. Teach kids to stick to official stores and to ask before downloading anything new. Pair this with antivirus software and device monitoring for added safety.

9. Voice-Activated Device Vulnerabilities

Smart speakers and voice assistants can be incredibly helpful, but they also create new privacy concerns. If not properly secured, these devices can store recordings or be hacked to listen in on conversations. Kids may use voice devices for games or questions, not realizing how much info is being collected. Always review device settings and disable voice purchases or external access when possible. Voice tech is growing fast, but so are the risks associated with it.

Digital Defense Starts with Daily Habits

The cybersecurity risks worsening for kids aren’t going away anytime soon. In fact, they’re evolving just as quickly as the devices and apps kids use every day. That’s why the best defense isn’t just software—it’s awareness, conversation, and smart habits formed early. When kids understand the basics of online safety, they become better equipped to protect themselves and their digital identities. Stay involved, stay curious, and make cybersecurity a family conversation, not just a rulebook.

Which digital safety habit has made the biggest difference for your family? Share your tips and experiences in the comments to help others stay protected.

Read More:

School Spies: 8 Privacy Risks of School Apps Collecting Data

8 Legal Battles That Arise From Posting About Your Kids Online

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: child identity theft, cybersecurity for kids, digital parenting, internet threats, online learning, Online Safety, screen time safety, smart devices

Bank Hack: 7 Ways Your Child’s Bank Account Can Be Hacked

July 9, 2025 | Leave a Comment

Bank Hack 7 Ways Your Childs Bank Account Can Be Hacked

123rf.com

Kids’ bank accounts may seem like low-stakes targets, but to hackers, they’re often the perfect entry point. With less activity and fewer security controls, these accounts can be easy to infiltrate—and hard to notice when something’s gone wrong. As more children use online banking tools to manage allowance, savings goals, and gift money, it’s critical for parents to understand how these accounts can be compromised. Awareness is the first step to keeping your child’s finances safe from cyber threats. Let’s break down seven common ways your child’s bank account can be hacked—and how you can stop it before it starts.

1. Weak Passwords and Reused Logins

One of the easiest ways your child’s bank account can be hacked is through weak or reused passwords. Many kids choose simple passwords like their pet’s name or birthday, which are easy for cybercriminals to guess. Even worse, if your child uses the same password across multiple sites and one of those sites is breached, hackers can try the same credentials on their bank account. Encourage your child to use a strong, unique password with a mix of letters, numbers, and symbols. Using a password manager together can make this easier and help instill smart security habits early.

2. Phishing Emails and Fake Messages

Hackers often use fake emails or text messages to trick kids into giving up personal information. These phishing attacks might look like they come from a bank, gaming site, or even a friend asking for help. Once your child clicks a malicious link or enters their details into a fake site, a hacker can gain access to their banking login. Teach your child to be cautious with messages that ask for sensitive information or seem off in any way. A simple rule of thumb: never click links or download attachments from unfamiliar sources.

3. Public Wi-Fi and Unsecured Networks

Using public Wi-Fi at a coffee shop or library can expose your child’s bank account to hackers who monitor unencrypted networks. If your child logs into their account on a shared network without using a VPN, any data they transmit could be intercepted. This includes usernames, passwords, and bank activity. Encourage them to only check financial apps using secure, private networks. If they must access banking info on the go, a VPN can help encrypt their connection and keep prying eyes out.

4. Saved Passwords on Shared Devices

If your child logs into their bank account on a shared family computer or a friend’s tablet, and saves their login info, they may leave their account vulnerable. Anyone with access to that device can now potentially get into the account without needing to know the password. Teach your child to avoid saving passwords on public or shared devices and always log out when finished. It’s also a good idea to review which devices have been used to access the account and remove any that look suspicious. Parental controls can also help manage which devices are allowed to access sensitive apps.

5. Insecure Banking Apps or Clones

Another way your child’s bank account can be hacked is through fake or compromised banking apps. Some hackers create lookalike apps that mimic real ones to steal login information when someone tries to log in. Always verify that any financial app comes from a trusted source and has solid reviews. Before your child downloads any banking-related app, help them double-check the publisher’s name and review ratings in the app store. Setting up banking through the official website first can also prevent falling for a fraudulent app.

6. Social Media Oversharing

Many kids love to share milestones, including financial ones, on social media. Unfortunately, hackers can use the information your child shares—like their full name, birthday, school, or even pet’s name—to guess passwords or answer security questions. Oversharing gives cybercriminals valuable pieces of the puzzle they need to access your child’s bank account. Talk to your child about what’s safe to share online and what should stay private. Encouraging privacy settings and thoughtful posting habits can greatly reduce the risk of being targeted.

7. Stored Login Info in Browsers

Saving login credentials in web browsers may be convenient, but it comes with security risks. If a browser isn’t properly protected or the device is infected with malware, stored login info can be harvested by hackers. Your child may not realize that just clicking “remember me” can lead to a bigger issue down the line. Disable autofill for sensitive accounts and clear saved passwords in browser settings. It’s also smart to use multi-factor authentication so a password alone isn’t enough to get into the account.

Protecting Young Savers Starts With You

Teaching your kids about digital safety isn’t just about protecting their screen time—it’s about protecting their future. Your child’s bank account may be a beginner’s step into financial independence, but that doesn’t mean it’s immune to the threats of the online world. With the right mix of vigilance, tools, and age-appropriate education, you can help them build safe habits from the start. The more you talk openly about cybersecurity, the more empowered your child becomes to spot and avoid risks. Banking safely is a skill, and with your guidance, it’s one your child can master.

What safety measures have you taught your kids when it comes to online banking? Share your thoughts in the comments!

Read More:

10 Financial Habits Keeping Parents Poor and Stressed

5 Easy Ways to Teach Kids About Wealth Early

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Money and Finances Tagged With: bank account security, child identity theft, cyber security for families, digital parenting, financial literacy for children, kids banking safety, online safety for kids

School Spies: 8 Privacy Risks of School Apps Collecting Data

July 7, 2025 | Leave a Comment

School Spies 8 Privacy Risks of School Apps Collecting Data

123rf.com

Your child’s school app might be doing more than just posting homework reminders and lunch menus. Many parents don’t realize that these apps can quietly collect data on students and families, often without clear consent or explanation. From tracking locations to scanning communications, school apps are beginning to raise red flags with privacy experts. As technology becomes more ingrained in classrooms, it’s crucial for parents to understand what’s at stake. Here are eight surprising and serious privacy risks of school apps collecting data—and what you can do to protect your family.

1. Location Tracking Beyond School Grounds

Many school apps collecting data request access to GPS or location settings on a child’s device. While this can be useful for bus tracking or safety alerts, it can also mean continuous monitoring that extends beyond school hours. Parents may not know their child’s whereabouts are being stored and potentially shared with third-party vendors. If data is mishandled, it can be vulnerable to hacking or unauthorized surveillance. Always check whether location access is truly necessary and disable it when it’s not.

2. Personal Data Shared with Third Parties

School apps often require personal information like student names, birthdays, and parent contact info—but what happens to that data? Unfortunately, many of these platforms partner with third-party marketing or analytics companies, and the data may be shared without your knowledge. This can lead to targeted advertising, unwanted solicitations, or even identity theft in worst-case scenarios. Privacy policies are often vague and hard to understand, making it tough for parents to know what they’re agreeing to. When possible, opt out of data sharing and push schools to use platforms that prioritize security.

3. Unsecured Messaging and Communication Logs

Communication features in school apps are meant to keep parents and teachers connected, but they may not be as private as you’d expect. Messages, attachments, and even reading habits can be logged and stored indefinitely. If the app lacks proper encryption, hackers or unauthorized users could gain access to sensitive conversations. This puts both student and teacher privacy at risk. Ask your school if the app encrypts its messages and how long data is retained.

4. Data Breaches and Poor Cybersecurity

Not all school apps are created by developers with strong security experience. Some platforms lack the protections needed to guard against data breaches, and unfortunately, schools often don’t have the budget or tech support to vet every tool. When school apps collecting data don’t invest in cybersecurity, they leave doors open for hackers. Even small breaches can expose sensitive student records, including addresses, grades, and behavioral information. Parents should regularly monitor for breach alerts and advocate for better safeguards.

5. Invasive Behavioral Tracking

Some educational apps claim to enhance learning by monitoring a student’s performance and behavior, but they may take it too far. From tracking keystrokes to analyzing facial expressions via device cameras, the scope of monitoring can become invasive. These features are rarely transparent and are often activated without clear parental approval. When behavioral data is stored and analyzed, it creates a digital profile that could follow a student for years. Schools should be held accountable for explaining what’s being tracked and why.

6. Lack of Parental Control and Opt-Out Options

It’s concerning how few school apps give parents a real say in how their child’s data is handled. Many platforms bundle data collection into the app’s basic functions, leaving no option to opt out without deleting the app entirely. This leaves families feeling trapped—either give up the convenience of digital access or accept unwanted surveillance. Some apps don’t even notify parents when new features are added or permissions change. Demand transparency and ask schools to consider alternatives with customizable privacy settings.

7. Children Targeted with Ads

Free apps might seem like a cost-saving option, but they often come with a hidden price: advertising. School apps collecting data may use that information to serve targeted ads to children, a practice many experts consider unethical. Even if the ads aren’t visible in the app itself, collected data may inform ads that appear on other platforms your child uses. This violates the spirit of educational tools and can expose kids to inappropriate or manipulative marketing. Look for ad-free platforms and inquire about advertising policies.

8. Permanent Digital Footprints

What’s collected today might be accessible for years to come. School apps rarely delete data promptly, meaning your child’s academic records, behavior notes, or personal identifiers may linger on servers long after graduation. These permanent digital footprints could someday affect college admissions, job applications, or credit records if data is leaked or misused. Parents should ask for clear data retention policies and request deletion of information no longer needed. A little vigilance now can protect your child’s future.

It’s Time to Read the Fine Print

School apps collecting data aren’t just tools—they’re windows into your family’s privacy. While they may offer convenience and improved communication, the risks they pose can’t be ignored. The good news is that awareness is the first step toward protection. Talk to your school administrators, read privacy policies closely, and encourage other parents to do the same. If we hold app developers and schools accountable, we can demand safer digital environments for our kids.

Have you spotted a concerning privacy feature in your child’s school app? Share your experience in the comments and help other parents stay informed.

Read More:

12 Reasons Why Your Kids are Behind Academically

7 Reasons You Shouldn’t Waste Money on Private Schools

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: app security, child data protection, digital parenting, educational technology, online privacy for kids, school apps, school safety, student privacy

Bypass Alert: 9 Online Threats That Bypass Parental Controls

July 4, 2025 | Leave a Comment

Bypass Alert 9 Online Threats That Bypass Parental Controls

123rf.com

Parental controls can create a comforting sense of security, but they’re not foolproof. While they’re a good starting point, many online threats that bypass parental controls still manage to slip through the cracks. Kids are more tech-savvy than ever, and even basic safety features can be worked around with just a little creativity—or exposure to the wrong link. Whether your child is watching videos, gaming, or just browsing, it’s important to know where the hidden dangers really lie. Here are nine online threats that can sneak past even the strongest filter settings.

1. Encrypted Messaging Apps

Apps like WhatsApp, Telegram, and Discord allow private conversations with end-to-end encryption, which means even the platform itself can’t see the content. Many of these apps aren’t blocked by default parental controls because they’re also used for school and gaming communication. Kids can receive messages, images, and links from strangers or peers without parental visibility. Once installed, these apps can operate silently in the background. Parents should regularly check installed apps and talk openly with kids about who they’re chatting with.

2. In-Game Chat Features

Gaming platforms like Roblox, Fortnite, and Minecraft are hotspots for online interactions—and most include chat tools that aren’t filtered by parental control software. These features allow kids to talk with anyone in the game, including adults pretending to be children. Inappropriate content, bullying, and even grooming can occur under the radar. Many parents assume these platforms are child-safe because of their branding. It’s critical to explore the game settings and disable chat or limit interactions to known friends only.

3. VPN Use to Hide Activity

One of the most common online threats that bypass parental controls is a VPN, or virtual private network. VPNs allow users to hide their location, access blocked sites, and bypass web filters. Some kids learn about VPNs through friends or even school and download them secretly. Once installed, VPNs can completely override your home internet restrictions. It’s important to use security settings that block unauthorized downloads and monitor your child’s digital footprint.

4. Alternate Browsers and Private Mode

Even if you’ve set up parental controls on your child’s default browser, they can easily switch to an unfiltered one. Many free browsers don’t honor parental settings or offer private browsing, making it harder to track history. Kids may download these apps without your knowledge or use incognito mode to hide activity. Be sure to lock down app installations with a password and disable private browsing where possible. If you’re not checking browser history, now’s a good time to start.

5. YouTube’s Hidden Corners

While YouTube Kids offers a safer version of the platform, regular YouTube is full of content that can be shocking, violent, or inappropriate. Even with restricted mode enabled, certain videos still slip through due to mislabeled titles or misleading thumbnails. Kids can also access comment sections, where offensive language and dangerous links often appear. It’s one of the most persistent online threats that bypass parental controls. Consider watching content together or using third-party tools that offer more robust filtering.

6. Social Media Platforms with Disappearing Content

Snapchat, Instagram Stories, and TikTok’s “live” videos make it easy for kids to consume or share content that disappears after a short time. This makes it hard for parents to track what was viewed or posted. Some platforms allow content to be saved or recorded, creating long-term consequences from what seems like a quick post. Disappearing content can also invite risky behavior since kids assume it won’t be seen. Talk regularly about digital permanence, even if the app says the content is temporary.

7. File-Sharing and Storage Apps

Apps like Google Drive, Dropbox, and OneDrive can be used to upload, download, and share content—including media that violates parental filters. Kids may use these tools to share files from school, but they can also receive or upload inappropriate material without detection. Many parents don’t think to check these apps, assuming they’re just for documents. If your child uses cloud storage, scan the contents and settings periodically. Also, look for less obvious platforms like WeTransfer or MEGA.

8. Clickbait and Phishing Links

Even with blocked websites and filtered searches, a single click can lead your child to dangerous territory. Phishing links and clickbait are designed to look harmless but can lead to explicit content, scams, or malware. Kids may encounter these links in comment sections, chat rooms, or even email. Teach your child how to recognize suspicious links and never click on anything from someone they don’t know. Make sure your devices have updated antivirus software just in case something does get through.

9. AI Chatbots and Search Tools

New AI tools like chatbots and image generators are becoming more common—and many don’t come with built-in filters for kids. If your child asks an AI chatbot an inappropriate question, it might answer. While some platforms are working to improve their content restrictions, others have few limitations. These tools may appear educational but are also one of the latest online threats that bypass parental controls. Guide your child in how to use AI responsibly, and monitor which tools they’re using.

Vigilance Beats Software Alone

Parental controls are helpful, but they can’t replace real conversations, trust, and ongoing guidance. Kids are constantly adapting to new tech, and the threats evolve just as quickly. By staying involved, checking devices, and keeping the lines of communication open, you’ll be in a better position to catch what filters miss. Education and awareness are your strongest tools in a world where risks are only a click away.

Which online threats have surprised you the most? How do you stay ahead of what filters miss? Share your thoughts in the comments!

Read More:

10 Dangerous Activities Your Kids Are Participating In Online

8 Legal Battles That Arise From Posting About Your Kids Online

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: child online safety, digital parenting, family tech safety, Internet Safety, online risks, online threats that bypass parental controls, parental controls, parenting tips, screen time monitoring

Identity Risk: 7 Ways Your Child’s Identity Is Secretly At Risk Online

July 4, 2025 | Leave a Comment

Identity Risk 7 Ways Your Childs Identity Is Secretly At Risk Online

123rf.com

Most parents know the internet comes with dangers, but few realize how early a child can become a victim of identity theft. Kids are easy targets because their personal information is rarely monitored, yet it’s just as valuable to scammers as an adult’s. From apps to gaming platforms to social media, there are more digital doors open than ever before. And when a child’s identity is stolen, it often goes unnoticed for years—until it’s too late. Understanding where the identity risk lies is the first step in protecting your family’s future.

1. Oversharing on Social Media

Even if your child doesn’t have their own social media account, their information can still be at risk from your posts. Names, birthdates, school names, and even nicknames can be pieced together by cybercriminals. A harmless birthday shout-out or first-day-of-school photo might contain enough clues to guess security questions or create fake identities. Tighten your privacy settings and avoid posting personal details that could be linked to your child. The less digital footprint your child has, the lower the identity risk.

2. Gaming Accounts and In-App Purchases

Many online games require players to create user profiles with email addresses, usernames, and sometimes even credit card information. Children may unknowingly share sensitive details or fall for phishing attempts disguised as “free coins” or “bonus levels.” If a parent’s card is linked to the account, hackers can gain access to both identities. Teach your child to avoid clicking unknown links or downloading unofficial game mods. And always monitor the permissions and privacy settings in gaming apps.

3. Educational Apps and School Portals

Today’s classrooms are full of tech tools, but not all of them take data protection seriously. Some educational apps collect more data than necessary, such as full names, birthdays, and even parent contact info. If these platforms suffer data breaches, a child’s personal information can be exposed without the parents even knowing. Before using any app or portal, review their privacy policy and check how student data is stored and used. Even trusted school tools can carry hidden identity risk.

4. Public Wi-Fi and Shared Devices

Using public Wi-Fi without a secure connection is dangerous for anyone—but it’s especially risky when children are on shared tablets or laptops. Hackers can intercept login credentials or access browsing activity if the network isn’t secure. Kids may not recognize phishing attempts or fake login screens, making them easy targets. At home, ensure your network is password-protected and your devices have updated security software. When out, avoid letting your child access personal accounts on open networks.

5. Online Contests and Surveys

Free prizes and fun quizzes are everywhere online, and many are designed to lure children into giving away personal info. These seemingly innocent sites may ask for a name, birthday, or email address to enter or “unlock” results. Behind the scenes, the collected data can be used for targeted scams or sold to third parties. Talk to your child about avoiding any website that asks for personal details in exchange for a reward. If something seems too good to be true, it usually is.

6. Breached Parent Accounts

Even if you protect your child’s data, a breach on your own accounts can expose their information. Medical records, tax filings, or school forms stored digitally often include your child’s full legal details. If your email or cloud storage is compromised, so is anything saved within it. Use strong, unique passwords and enable two-factor authentication wherever possible. Keeping your accounts secure is a critical part of reducing your child’s identity risk.

7. Fake Child Identity Creation

Because kids usually don’t check their credit reports, identity thieves sometimes create entirely fake profiles using a child’s Social Security number. These fake identities can be used to open credit cards, apply for loans, or commit fraud—all in your child’s name. Most victims don’t discover the damage until years later when they apply for a job or college loan. Consider checking your child’s credit report annually with the major bureaus and freezing their credit if it’s not in use. Prevention is far easier than repair.

Digital Awareness Is the New Childproofing

Keeping kids safe online requires more than limiting screen time—it demands active involvement and regular digital check-ins. Identity theft is no longer just an adult problem. Children face identity risk from multiple angles, often without their knowledge or consent. As parents, staying informed and teaching our kids safe online habits can go a long way toward prevention. Think of it as the digital version of locking the front door. Small steps now can prevent big problems later.

Have you taken steps to reduce your child’s identity risk online? What surprised you most about where their info might be exposed? Share below!

Read More:

8 Pieces of Playground Equipment That Could Seriously Injure Your Child

7 Summer Activities That Are Surprisingly Dangerous for Kids

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Parenting Tagged With: child data protection, child identity theft, digital parenting, family tech tips, identity risk, internet security, kids online, Online Safety, privacy for kids

Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Basic Principles Of Good Parenting

Here some basic principles for good parenting:

  1. What You Do Matters: Your kids are watching you. So, be purposeful about what you want to accomplish.
  2. You Can’t be Too Loving: Don’t replace love with material possessions, lowered expectations or leniency.
  3. Be Involved Your Kids Life: Arrange your priorities to focus on what your kid’s needs. Be there mentally and physically.
  4. Adapt Your Parenting: Children grow quickly, so keep pace with your child’s development.
  5. Establish and Set Rules: The rules you set for children will establish the rules they set for themselves later.  Avoid harsh discipline and be consistent.
  6. Explain Your Decisions: What is obvious to you may not be evident to your child. They don’t have the experience you do.
  7. Be Respectful To Your Child: How you treat your child is how they will treat others.  Be polite, respectful and make an effort to pay attention.
Best Parenting Blogs

Copyright © 2025 Runway Pro Theme by Viva la Violette